555 95th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 555 95th St Ocean, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1981
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (May 2024)
Tax Bill	$5,582 (2024)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2022 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`00350880-000000`

Property Details

APN / Parcel Number

Primary APN	`00350880-000000`
Alternative APNs	`01663200350880000000` `1428604`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,820 sqft Living Area
Gross Area	2,486 sqft
1st Floor Area	1,485 sqft
Attic	Attic
Attic Area	405 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	6,300 sqft (0.145 acres)
Lot Dimensions	70 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	666 sqft

Exterior Amenities

Pool Area	160 sqft
Porch	Open Porch
Porch Area	884 sqft
Deck Area	840 sqft
Patio Area	1,194 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1428604
Street Address	555 95TH STREET OCEAN
City	MARATHON SHORES
State	FL
Zip	33050-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	S 1/2 LOT 11 AND ALL OF LOT 12 BUTTONWOOD ACRES PB4-160 KEY VACA OR563-369 OR782-240 OR811-1486 OR842-2474 OR856-1964 OR929-829 OR935-495 OR1018-30 OR1060-737 OR1068-2137 OR1139-915 OR1592-163 OR2349-1649 OR2620-594 OR2997-2394 OR3277-1023
Legal Range	32E
Legal Township	66S
Legal Section	01
Legal Subdivision	BUTTONWOODS ACRES
Legal Lot Number	11,12
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1010
Census Tract	971100

Owner

555 95th St Ocean is owned by two individuals who acquired it in May 2025.

Source: Monroe County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7984 TUNA DR, MARATHON, FL 33050-2826
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit KEYS FCU
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 21, 2020	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Dec 6, 2019	Warranty Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2024 · Amount on File
Deed Sale	May 23, 2024 · Amount on File
Prior Sale	Apr 9, 2024 · Amount on File
Deed Document Number	20242462716
Deed Book / Page	3277 / 1023
Last Transfer Date	May 6, 2025
Transfer Doc	0000501877
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	555 95TH STREET OCEAN, MARATHON, FL 33050-3313
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7984 TUNA DR, MARATHON, FL 33050-2826

Mortgage

Document Number	0032701428
Date	Apr 9, 2024
Book Page	3270/1428
Instrument	2457437

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	980 HAMMOND DR STE 850, ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	555 95TH STREET OCEAN, MARATHON, FL 33050-3313
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031990980
Date	Oct 27, 2022
Book Page	3199/980
Instrument	2395838

Lender

Name	KEYS FCU
Type	Credit Union
Address	KEY WEST, FL 33040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Oct 26, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	555 95TH STREET OCEAN, MARATHON, FL 33050-3313
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 95TH STREET OCEAN, MARATHON, FL 33050-3313

Mortgage

Document Number	0031141622
Date	Jul 23, 2021
Book Page	3114/1622
Instrument	2331634

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	555 95TH STREET OCEAN, MARATHON, FL 33050-3313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 95TH STREET OCEAN, MARATHON, FL 33050-3313

Mortgage

Document Number	0030641084
Date	Dec 21, 2020
Book Page	3064/1084
Instrument	2296101

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 6, 2019
Property Address	555 95TH STREET OCEAN, MARATHON, FL 33050-3313
Document Number	0029972394
Book / Page	2997 / 2394
Map Reference	MB 4 PG 160
Instrument Date	Dec 6, 2019
Instrument	2247419
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 95TH STREET OCEAN, 555, MARATHON, FL 33050-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 95TH STREET OCEAN, MARATHON, FL 33050-3313

Mortgage

Document Number	0029972396
Date	Dec 6, 2019
Instrument	2997-2396

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Marathon City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$657,473 Land $283,500 Building $373,973	$657,473 Land $283,500 Building $373,973
2024	$5,582.00 (+6.77%)
2023	$5,228.00 (+11.69%)	$598,629 (+24.68%) Land $267,750 Building $330,879	$598,629 (+24.68%) Land $267,750 Building $330,879
2022	$4,681.00	$480,130 Land $212,625 Building $267,505	$480,130 Land $212,625 Building $267,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 555 95th St Ocean in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 569 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	748 units insured incl. 179 condo units
Nearby Flood Claims	1,492 (1978–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 472 claims Hurricane Wilma, Oct 2005 · 269 claims Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 555 95th St Ocean has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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