Clay County property record for 538 W 3rd St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 1,208 sqft · built 1903 |
| Lot Size | 0.179 acres (7,832 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $853 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-407-012 |
| Primary APN | 10-26-407-012 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| Basement Area | 378 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 7,832 sqft (0.179 acres) |
| Porch | Slab |
| Porch Area | 176 sqft |
| Patio Area | 168 sqft |
| Street Address | 538 W 3RD ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1207 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | M H PRESLEY'S 2ND ADDN BLOCK 3 S/2 LOT 7 |
| Legal Subdivision | M H PRESLEYS 2ND ADD |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-26-407-012
Assessment roll updated September 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 W 3RD ST, FLORA, IL 62839-1207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 29, 2021 |
| Transfer Doc | 0000201720 |
| Record Updated | Sep 20, 2026 |
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,609 (+11.45%) Land $2,639 Building $17,970 | $61,827 (+11.45%) Land $7,917 Building $53,910 | |
| 2024 | $853.00 (+39.38%) | $18,492 (+28.14%) Land $2,368 Building $16,124 | $55,476 (+28.14%) Land $7,104 Building $48,372 |
| 2022 | $612.00 (+11.68%) Homeowner's exemption Disabled Person's exemption | $14,431 Land $1,928 Building $12,503 | $43,293 Land $5,784 Building $37,509 |
| 2021 | $548.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Telephone Cooperative Fiber | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Delta Communications, T-Mobile USA.
Based on FCC filings for 192 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL0250100, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FLORA serves 5,233 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures