528 W 3rd St, Flora, IL 62839 Property Records

Clay County property record for 528 W 3rd St, Flora, IL 62839 · Last verified August 2026

Property Summary

Property Type	Vacant Land
Owner	2 Individual Names on File
Last Sale	$205,000 (Jul 2026)
Tax Bill	$240 (2024)
Deeds & Mortgages	Jul 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-26-407-024`

Property Details

APN / Parcel Number

Primary APN	`10-26-407-024`

Location & Zoning

Street Address	528 W 3RD ST
City	FLORA
State	IL
Zip	62839-1207
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	M H PRESLEY'S 2ND ADDN S/2 LOT 5 BLOCK 3
Legal Subdivision	MH PRESLEYS SECOND ADDITION
Legal Block	3
Legal Lot Number	5
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1043
Census Tract	972100

Owner

Source: Clay County records · APN 10-26-407-024

Assessment roll updated September 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	528 W 3RD ST, FLORA, IL 62839-1207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Deed Document Number	20261409
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Jul 31, 2026
Property Address	528 W 3RD ST, FLORA, IL 62839-1207
Document Number	0000001409
Instrument Date	Jul 28, 2026
Instrument	20261409
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$31,057.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 W 3RD ST, FLORA, IL 62839-1207

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,544 (+2,417.53%) Land $3,300 Building $71,244	$223,632 (+2,417.53%) Land $9,900 Building $213,732
2024	$240.00 (-49.79%)	$2,961 (-41.1%) Land $2,961	$8,883 (-41.1%) Land $8,883
2022	$478.00	$5,027 Land $2,441 Building $2,586	$15,081 Land $7,323 Building $7,758

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 1 of 3 on primary residences
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.