Clay County property record for 525 W 3rd St, Flora, IL 62839
| Property Type | Single Family Home |
|---|---|
| Details | built 1992 |
| Lot Size | 0.164 acres (7,164 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,546 (2025) |
| Deeds & Mortgages | Aug 2020 Transfer Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-417-005 |
| Primary APN | 10-26-417-005 |
|---|
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 7,164 sqft (0.164 acres) |
| Street Address | 525 W 3RD ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | M H PRESLEY'S 2ND ADDN BLOCK 2 LOT 14 |
| Legal Subdivision | M H PRESLEYS 2ND ADD |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 972100 |
525 W 3rd St is owned and occupied by an individual who acquired it in August 2020.
Source: Clay County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 525 W 3RD ST, FLORA, IL 62839-1249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Jan 10, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 1, 2020 |
| Transfer Doc | 0000199566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Aug 6, 2020 |
| Property Address | 525 W 3RD ST, FLORA, IL 62839-1249 |
| Document Number | 0000199566 |
| Instrument Date | Aug 1, 2020 |
| Instrument | 199566 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 CAYMAN CT, 2, MONTGOMERY, IL 60538-2625 |
| Name | Verified Name |
|---|---|
| Address | 525 W 3RD ST, FLORA, IL 62839-1249 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jan 10, 2020 |
| Property Address | 525 W 3RD ST, FLORA, IL 62839-1249 |
| Document Number | 000D198177 |
| Instrument Date | Dec 19, 2019 |
| Instrument | D198177 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 CAYMAN CT, MONTGOMERY, IL 60538-2625 |
The 2025 property tax bill for 525 W 3rd St was $1,546 with a homeowner's exemption, up 8.6% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,546.00 (+8.57%) Homeowner's exemption | $26,202 (+11.45%) Land $2,772 Building $23,430 | $78,606 (+11.45%) Land $8,316 Building $70,290 |
| 2024 | $1,424.00 | $23,510 Land $2,487 Building $21,023 | $70,530 Land $7,461 Building $63,069 |
| 2022 | $1,318.00 (-26.94%) Homeowner's exemption | $19,844 Land $2,091 Building $17,753 | $59,532 Land $6,273 Building $53,259 |
| 2021 | $1,804.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 525 W 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 525 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: ClearWave, T-Mobile.
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