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538 Summit Ave, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 538 Summit Ave, Schenectady, NY 12307 · Last verified April 2026

Property Summary

Property TypeDuplex
Details7 bd · 2 ba · 2,460 sqft · built 1910
Lot Size0.095 acres (4,166 sqft)
Owner2 Individual Names on File
Tax Bill$4,536 (2025)
Deeds & MortgagesDec 2020 Transfer
Dec 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN421500 49.31-2-14

Property Details

APN / Parcel Number

Primary APN421500 49.31-2-14
Alternative APN
  • 150004903100020140000000

Interior

Bedrooms7 Beds
Full Baths2 Baths
Total Rooms13 Rooms
Stories2 Stories
Building Area2,460 sqft Total Area
1st Floor Area1,230 sqft
2nd Floor Area1,230 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,166 sqft (0.095 acres)
Lot Dimensions125 ft deep x 33.3 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area420 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address538 SUMMIT AVE
CitySCHENECTADY
StateNY
Zip12307-1721
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionPART OF 2 WOOD AND GARAGE
Legal SubdivisionSUMMIT AVENUE
Legal Block2
Legal Lot Number14.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3002
Census Tract21002

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.31-2-14

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address922 DELAMONT AVE, SCHENECTADY, NY 12307-1814
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Quit Claim Deed, Transfer
LEGACY TITLE SERVICES, LEGACY TITLE SVCS
Dec 28, 2020Quit Claim Deed, Transfer · Conventional Mortgage
CITY OF SCHENECTADY
Mar 18, 2019Correction Deed
NOT AVAILABLE
Mar 06, 2019Quit Claim Deed, Transfer
Quitclaim
Sep 21, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMar 14, 2019
Transfer Doc0000011685
Record UpdatedJun 08, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateDec 28, 2020
Property Address538 SUMMIT AVE, SCHENECTADY, NY 12307-1721
Document Number0000040953
Book / Page002048 / 000803
Instrument DateDec 21, 2020
Instrument40953
Transaction TypeTransfer
Record UpdatedJan 11, 2021
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateDec 28, 2020
Property Address538 SUMMIT AVE, SCHENECTADY, NY 12307-1721
Document Number0000040954
Book / Page002048 / 000806
Instrument DateDec 21, 2020
Instrument40954
Transaction TypeTransfer
Record UpdatedJan 13, 2021
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$152.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address922 DELAMONT AVE SCHENECTADY NY 123071814, SCHENECTADY, NY 12307-1814

Mortgage

Document Number40955
DateDec 28, 2020
Book Page005053/000778
Instrument40955
Lender
NameCITY OF SCHENECTADY
Address105 JAY ST, SCHENECTADY, NY 12305-1905
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate9%

March 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionSCHENECTADY NY
Recording DateMar 18, 2019
Property Address538 SUMMIT AVE, SCHENECTADY, NY 12307-1721
Document Number0000011685
Book / Page002007 / 000512
Instrument DateMar 14, 2019
Instrument11685
Record UpdatedApr 01, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMar 06, 2019
Property Address538 SUMMIT AVE, SCHENECTADY, NY 12307-1721
Document Number0000009779
Book / Page002006 / 000871
Instrument DateMar 06, 2019
Instrument9779
Transaction TypeTransfer
Record UpdatedMar 25, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

September 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateSep 21, 2018
Property Address538 SUMMIT AVE, SCHENECTADY, NY 12307-1721
Document Number0000042150
Book / Page001996 / 000275
Instrument DateSep 21, 2018
Instrument42150
Transaction TypeForeclosure
Record UpdatedOct 09, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,536.00 (+50.15%)$67,700 (-) Land $10,200 Building $57,500$112,105 (+30.82%) Land $16,890 Building $95,215
2023$67,700 (-) Land $10,200 Building $57,500$85,696 (+3.8%) Land $12,911 Building $72,785
2022$67,700 Land $10,200 Building $57,500$82,561 Land $12,439 Building $70,122
2021$3,021.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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