Schenectady County and Schenectady City property record for 534 Summit Ave, Schenectady, NY 12307
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,460 sqft · built 1910 |
| Lot Size | 0.095 acres (4,166 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,267 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.31-2-12 |
| Primary APN | 421500 49.31-2-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,460 sqft Total Area |
| 1st Floor Area | 1,230 sqft |
| 2nd Floor Area | 1,230 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,166 sqft (0.095 acres) |
| Lot Dimensions | 125 ft deep x 33.3 ft wide |
| Porch | Slab |
| Porch Area | 418 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 534 SUMMIT AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1721 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | PART OF 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21002 |
Source: Schenectady County and Schenectady City records · APN 421500 49.31-2-12
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 534 SUMMIT AVE, SCHENECTADY, NY 12307-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| May 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 15, 2008 |
| Transfer Doc | 1792000269 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 534 SUMMIT AVE, SCHENECTADY, NY 12307-1721 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 534 SUMMIT AVE, SCHENECTADY, NY 12307-1721 |
| Document Number | 0000060348 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 5270/789 |
| Instrument | 202260348 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 235 Months |
| Due | Jun 15, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 534 SUMMIT AVE, SCHENECTADY, NY 12307-1721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019882 |
|---|---|
| Date | May 08, 2019 |
| Book Page | 4909/908 |
| Instrument | 201919882 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 15, 2034 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,267.00 | $60,000 (-) Land $9,000 Building $51,000 | $99,354 (+30.82%) Land $14,903 Building $84,451 |
| 2023 | $60,000 Land $9,000 Building $51,000 | $75,949 Land $11,392 Building $64,557 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1999–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2003 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 585 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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