Schenectady County and Schenectady City property record for 531 Summit Ave, Schenectady, NY 12307
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 1,692 sqft · built 1905 |
| Lot Size | 0.057 acres (2,520 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $7,200 (Jul 2003) |
| Tax Bill | $3,615 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.31-3-53 |
| Primary APN | 421500 49.31-3-53 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 1,692 sqft Total Area |
| 1st Floor Area | 846 sqft |
| 2nd Floor Area | 846 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 2,520 sqft (0.057 acres) |
| Lot Dimensions | 105 ft deep x 24 ft wide |
| Porch | Slab |
| Porch Area | 360 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 531 SUMMIT AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12307-1720 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | PART2YF6 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 53.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21002 |
Source: Schenectady County and Schenectady City records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1025 CUTLER ST, 1, SCHENECTADY, NY 12303-2011 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2003 · Amount on Record |
| Deed Sale | Jul 23, 2003 · Amount on Record |
| Deed Book / Page | 1656 / 345 |
| Prior Transfer Date | Jul 11, 2003 |
| Prior Transfer Doc | 1656000345 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 1, 2025 |
| Property Address | 531 SUMMIT AVE, SCHENECTADY, NY 12307-1720 |
| Document Number | 0000023640 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 202523640 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 531 SUMMIT AVE, SCHENECTADY, NY 12307-1720 |
| Name | Verified Name |
|---|---|
| Address | 1025 CUTLER ST # 1, 1, SCHENECTADY, NY 12303-2011 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,615.00 (+11.71%) | $45,200 (-) Land $6,800 Building $38,400 | $74,847 (+13.35%) Land $11,260 Building $63,587 |
| 2024 | $45,200 (-) Land $6,800 Building $38,400 | $66,034 (+15.41%) Land $9,934 Building $56,100 | |
| 2023 | $45,200 (-) Land $6,800 Building $38,400 | $57,215 (+3.8%) Land $8,608 Building $48,607 | |
| 2022 | $45,200 Land $6,800 Building $38,400 | $55,122 Land $8,293 Building $46,829 | |
| 2021 | $3,236.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1999–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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