Highlands County property record for 538 Oak Ave, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,026 sqft · built 1969 |
| Lot Size | 0.361 acres (15,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jun 2024) |
| Tax Bill | $3,673 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | S-29-34-29-070-0840-0030 |
| Primary APN | S-29-34-29-070-0840-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,026 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,750 sqft (0.361 acres) |
| Lot Dimensions | 158 ft deep x 100 ft wide |
| Garage Area | 648 sqft |
| Driveway | Driveway |
| Driveway Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 538 OAK AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-3851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | TOWN OF SEBRING 4TH ADD TB-PG 7 SWLY 1/2 LOT 3 BLK 84 |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 29 |
| Legal Subdivision | LIMETREE VILLAS |
| Legal Block | 84 |
| Legal Lot Number | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 961100 |
538 Oak Ave is owned and occupied by an individual who bought it in June 2024.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 OAK AVE, SEBRING, FL 33870-3851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2024 · Amount on File |
| Deed Sale | Jun 27, 2024 · Amount on File |
| Prior Sale | Aug 25, 2004 · Amount on File |
| Deed Document Number | 2210564 |
| Deed Book / Page | 3053 / 231 |
| Record Updated | Jun 8, 2026 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $256,361 Land $10,300 Building $246,061 | $256,361 Land $10,300 Building $246,061 | |
| 2024 | $3,673.00 (+7.97%) | ||
| 2023 | $3,402.00 (+15.09%) | $198,482 (+25.07%) Land $8,755 Building $189,727 | $198,482 (+25.07%) Land $8,755 Building $189,727 |
| 2022 | $2,956.00 | $158,698 Land $8,755 Building $149,943 | $158,698 Land $8,755 Building $149,943 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 538 Oak Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 538 Oak Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHEAST serves 2,828 people · EPA ID FL6531742 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
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