Highlands County property record for 550 Oak Ave, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,711 sqft · built 1956 |
| Lot Size | 0.18 acres (7,875 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $44,500 (Mar 2011) |
| Tax Bill | $819 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S294907008400042 |
| Primary APN | S294907008400042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,711 sqft Living Area |
| 1st Floor Area | 1,457 sqft |
| Flooring | Slate |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 7,875 sqft (0.18 acres) |
| Lot Dimensions | 157 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Driveway Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | S294907008400042 |
|---|---|
| Street Address | 550 OAK AVE |
| City | SEBRING |
| State | FL |
| Zip | 33870-3851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | TOWN OF SEBRING 4TH ADD TB-PG 7 SW 1/4 OF LOT 4 BLK 84 |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 29 |
| Legal Subdivision | LIMETREE VILLAS |
| Legal Block | 84 |
| Legal Lot Number | 4 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 961100 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 550 OAK AVE, SEBRING, FL 33870-3851 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2011 · Amount on Record |
| Deed Sale | Mar 1, 2011 · Amount on Record |
| Deed Document Number | 0022731018 |
| Deed Book / Page | 2273 / 1018 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 550 OAK AVE, SEBRING, FL 33870-3851 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0002065831 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 2867/1448 |
| Instrument | 2065831 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,244 (+5.99%) | $142,982 (+8.8%) Land $5,050 Building $137,932 | |
| 2024 | $819.00 (+5.27%) | ||
| 2023 | $778.00 (+7.76%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $54,954 (+4.81%) | $131,416 (+26.39%) Land $4,292 Building $127,124 |
| 2022 | $722.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $52,433 | $103,977 Land $4,292 Building $99,685 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHEAST serves 2,828 people · EPA ID FL6531742 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 19 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
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