457 Oak Ave, Sebring, FL 33870 Property Records

Highlands County property record for 457 Oak Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,500 sqft · built 1984
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Dec 2023)
Tax Bill	$2,355 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S-29-34-29-070-0850-0010`

Property Details

APN / Parcel Number

Primary APN	`S-29-34-29-070-0850-0010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Fence	Fence
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	457 OAK AVE
City	SEBRING
State	FL
Zip	33870-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	TOWN OF SEBRING 8TH ADD PB 1-PG 3 LOT 1 BLK 85
Legal Range	29E
Legal Township	34S
Legal Section	29
Legal Subdivision	LIMETREE VILLAS
Legal Block	85
Legal Lot Number	1
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1026
Census Tract	961100

Owner

457 Oak Ave is owned and occupied by an individual who bought it in December 2023.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Mailing Address	457 OAK AVE, SEBRING, FL 33870-3732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Warranty Deed, Transfer · Conventional Mortgage LEADERONE FINANCIAL CORP
Jul 12, 2021	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
May 27, 2020	Warranty Deed, Transfer · Conventional Mortgage RALPH & NORA M FLORES
May 15, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2023 · Amount on File
Deed Sale	Dec 4, 2023 · Amount on File
Prior Sale	Jul 12, 2021 · Amount on File
Deed Document Number	2180395
Deed Book / Page	3013 / 287
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 4, 2023
Property Address	457 OAK AVE, SEBRING, FL 33870-3732
Document Number	0002180395
Book / Page	3013 / 287
Map Reference	MB 1 PG 3
Instrument Date	Nov 30, 2023
Instrument	2180395
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	457 OAK AVE, SEBRING, FL 33870-3732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	383 FELLBROOK DR, SAINT AUGUSTINE, FL 32095-7595

Mortgage

Document Number	0003013289
Date	Dec 4, 2023
Instrument	3013/289

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 12, 2021
Property Address	457 OAK AVE, SEBRING, FL 33870-3732
Document Number	0002043447
Book / Page	2836 / 1323
Map Reference	MB 1 PG 3
Instrument Date	Jul 9, 2021
Instrument	2043447
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 PINE TREE LN, 430, SEBRING, FL 33872-3435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 OAK AVE, SEBRING, FL 33870-3732

Mortgage

Document Number	0028361325
Date	Jul 12, 2021
Instrument	2836/1325

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 27, 2020
Property Address	457 OAK AVE, SEBRING, FL 33870-3732
Document Number	0001986697
Book / Page	002754 / 001502
Instrument Date	May 26, 2020
Instrument	1986697
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$651.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 OAK AVE SEBRING FL 338703732, SEBRING, FL 33870-3732

Mortgage

Document Number	1986698
Date	May 27, 2020
Book Page	002754/001504
Instrument	1986698

Lender

Name	RALPH & NORA M FLORES
Address	PO BOX 7886, SEBRING, FL 33872-0115
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 26, 2025

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 15, 2020
Property Address	457 OAK AVE, SEBRING, FL 33870-3732
Document Number	0001985823
Book / Page	002753 / 000901
Instrument Date	May 13, 2020
Instrument	1985823
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 7886 SEBRING FL 338720115, SEBRING, FL 33872-0115

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$143,575 Land $5,000 Building $138,575	$143,575 Land $5,000 Building $138,575
2024	$2,355.00 (+56.58%)
2023	$1,504.00 (+1.08%) Homeowner's exemption Disabled Person's exemption Additional exemption filed	$106,150 (+3%)	$132,784 (+22.91%) Land $4,250 Building $128,534
2022	$1,488.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed	$103,058	$108,033 Land $4,250 Building $103,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 457 Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 457 Oak Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST serves 2,828 people · EPA ID FL6531742
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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