Cherokee County property record for 538 Mill Hollow Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 651 sqft · built 1980 |
| Lot Size | 3.26 acres (142,006 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $392 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 445900863757000 |
| Primary APN | 445900863757000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 651 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Wood Shingle |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 142,006 sqft (3.26 acres) |
| Lot Dimensions | 512 ft deep x 130 ft wide |
| Porch | Finished/Screened Porch |
| Porch Area | 175 sqft |
| Deck Area | 224 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Oil |
| Account Number | 12226 |
|---|---|
| Street Address | 538 MILL HOLLOW RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-6707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT J OWENBY 556/16 876/98 A/106 |
| Legal Lot Number | J |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 930605 |
538 Mill Hollow Rd is owned by an individual who acquired it in May 2025.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 422 KNOTTS VALLEY LN, CARY, NC 27519-7142 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2025 |
| Deed Sale | May 30, 2025 |
| Deed Document Number | 2460 |
| Deed Book / Page | 1778 / 1468 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 538 Mill Hollow Rd was $392.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $392.00 | $46,780 | $46,780 Land $10,000 Building $36,780 |
| 2023 | $46,780 | $46,780 Land $10,000 Building $36,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 538 Mill Hollow Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 538 Mill Hollow Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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