301 Mill Hollow Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 301 Mill Hollow Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,152 sqft · built 1983
Lot Size	0.569 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Apr 2020)
Tax Bill	$1,345 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Apr 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`445900765350000`

Property Details

APN / Parcel Number

Primary APN	`445900765350000`
Alternative APN	`51817`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,152 sqft Heated Area
Attic	Attic
Attic Area	384 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2018
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	24,829 sqft (0.569 acres)
Lot Dimensions	165 ft deep x 181 ft wide
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	192 sqft
Deck Area	1,032 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51817
Street Address	301 MILL HOLLOW RD
City	MURPHY
State	NC
Zip	28906-3843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR BELL 1398/574 1419/780 A/106
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2031
Census Tract	930605

Owner

301 Mill Hollow Rd is owned and occupied by two individuals who bought it in April 2020.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	301 MILL HOLLOW RD, MURPHY, NC 28906-3843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 24, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Prior Sale	Sep 14, 2011 · Amount on File
Deed Document Number	2056
Deed Book / Page	1642 / 290
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	301 MILL HOLLOW RD, MURPHY, NC 28906-3843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01634/0639
Date	Jan 21, 2020
Book Page	01634/0639
Instrument	00304

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Dec 23, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 24, 2020
Property Address	301 MILL HOLLOW RD, MURPHY, NC 28906-3843
Document Number	1642/290
Book / Page	1642 / 290
Instrument Date	Apr 23, 2020
Instrument	2056
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 FIR CT # 1079, 109, WALESKA, GA 30183-3907

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	301 MILL HOLLOW RD, MURPHY, NC 28906-3843

Tax Assessment & Valuation

The 2025 property tax bill for 301 Mill Hollow Rd was $1,345.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,345.00	$191,830	$191,830 Land $10,000 Building $181,830
2023		$191,830	$191,830 Land $10,000 Building $181,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 301 Mill Hollow Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Mill Hollow Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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