176 Mill Hollow Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 176 Mill Hollow Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,028 sqft · built 2003
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Apr 2018)
Tax Bill	$1,158 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`445900764088000`

Property Details

APN / Parcel Number

Primary APN	`445900764088000`
Alternative APN	`47587`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,028 sqft Heated Area
Gross Area	2,260 sqft
1st Floor Area	832 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Wood Shingle
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	38,768 sqft (0.89 acres)
Lot Dimensions	228 ft deep x 205 ft wide
Porch	Slab
Porch Area	512 sqft
Deck Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	47587
Street Address	176 MILL HOLLOW RD
City	MURPHY
State	NC
Zip	28906-3851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 TOMAHAWK VALLEY 1482/775 A/106
Legal Subdivision	TOMAHAWK VALLEY
Legal Lot Number	2
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2032
Census Tract	930605

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 ED PADGETT RD, LAKELAND, FL 33809-1590
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2018 · Amount on Record
Deed Sale	Apr 18, 2018 · Amount on Record
Prior Sale	Mar 27, 2006 · Amount on Record
Deed Document Number	20181828
Deed Book / Page	1585 / 429
Prior Transfer Date	Dec 10, 2009
Prior Transfer Doc	1374/0597
Record Updated	Jun 8, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 18, 2018
Property Address	176 MILL HOLLOW RD, MURPHY, NC 28906-3851
Document Number	01585/0429
Book / Page	01585 / 0429
Instrument Date	Mar 26, 2018
Instrument	01828
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	176 MILL HOLLOW RD, 176, MURPHY, NC 28906-3851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 ED PADGETT RD, LAKELAND, FL 33809-1590

Mortgage

Document Number	01829
Date	Apr 18, 2018
Instrument	01829

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,158.00	$153,290 (-)	$153,290 (-) Land $11,000 Building $142,290
2023		$153,290	$153,290 Land $11,000 Building $142,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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