538 Juniper Pl, Cortez, CO 81321 Property Records

Montezuma County property record for 538 Juniper Pl, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,020 sqft · built 2024
Lot Size	0.104 acres (4,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (Dec 2024)
Tax Bill	$1,079 (2025)
Deeds & Mortgages	May 2024 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R014588`

Property Details

APN / Parcel Number

Primary APN	`R014588`
Alternative APN	`561134116026`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,020 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	4,530 sqft (0.104 acres)

Location & Zoning

Account Number	R014588
Street Address	538 JUNIPER PL
City	CORTEZ
State	CO
Zip	81321-4076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISION: SOUTH POINTE PUD LOT: 26 0.104AC B 512 P 724 B 700 P 895
Legal Range	14W
Legal Township	36N
Legal Section	18
Legal Subdivision	SOUTH POINTE PUD
Legal Block	16
Legal Lot Number	26
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	4
Census Block	4011
Census Tract	969400

Owner

Source: Montezuma County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 JUNIPER PL, CORTEZ, CO 81321-4076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2024	Deed of Trust, Mortgage EBH JR TRUST
Feb 26, 2024	Deed of Trust, Mortgage REGION 9 ECONOMIC DEVELOPMENT DISCTRICT
Dec 5, 2024	Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 23, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2024 · Amount on Record
Deed Sale	Dec 5, 2024 · Amount on Record
Prior Sale	Oct 23, 2023 · Amount on Record
Deed Document Number	2024658983
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	538 JUNIPER PL, CORTEZ, CO 81321-4076
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000656142
Date	May 21, 2024
Instrument	656142

Lender

Name	EBH JR TRUST
Type	Non-Lending Institution
Address	BAYFIELD, CO 81122

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 20, 2025

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	538 JUNIPER PL, CORTEZ, CO 81321-4076
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000654866
Date	Feb 26, 2024
Instrument	654866

Lender

Name	REGION 9 ECONOMIC DEVELOPMENT DISCTRICT
Type	Non-Lending Institution
Address	DURANGO, CO 81301

Agreement

Amount	Amount Recorded

December 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Dec 5, 2024
Property Address	538 JUNIPER PL, CORTEZ, CO 81321-4076
Document Number	0000658983
Map Reference	MB 15 PG 139
Instrument Date	Dec 5, 2024
Instrument	658983
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$29.99
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	538 JUNIPER PL, CORTEZ, CO 81321-4076

Mortgage

Document Number	0000658984
Date	Dec 5, 2024
Instrument	658984

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Oct 23, 2023
Property Address	538 JUNIPER PL, CORTEZ, CO 81321-4076
Document Number	0000653296
Map Reference	MB 15 PG 139
Instrument Date	Oct 23, 2023
Instrument	653296
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Tax	$2.48
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 JUNIPER PL, CORTEZ, CO 81321-4076

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,079.00 (+359.15%)	$21,392 (+1,844.73%) Land $2,551 Building $18,841	$268,746 (+1,845.04%) Land $32,050 Building $236,696
2024	$235.00 (+10.33%)	$1,100 (-72.55%) Land $1,100	$13,817 (-) Land $13,817
2023	$213.00 (+21.02%)	$4,007 (+25.89%) Land $4,007	$13,817 (+25.88%) Land $13,817
2022	$176.00	$3,183 Land $3,183	$10,976 Land $10,976

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 100
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Farmers Telecommunications, T-Mobile.

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