511 Juniper Pl, Cortez, CO 81321 Property Records

Montezuma County property record for 511 Juniper Pl, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,505 sqft · built 2025
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Apr 2026)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Oct 2024 Construction Loan Feb 2025 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R014590`

Property Details

APN / Parcel Number

Primary APN	`R014590`
Alternative APN	`561134116028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,505 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Lot Area	6,621 sqft (0.152 acres)

Location & Zoning

Account Number	R014590
Street Address	511 JUNIPER PL
City	CORTEZ
State	CO
Zip	81321-4082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISION: SOUTH POINTE PUD LOT: 28 0.152AC B 512 P 724 B 700 P 895
Legal Range	16W
Legal Township	35N
Legal Section	31
Legal Subdivision	SOUTH POINTE PUD
Legal Block	16
Legal Lot Number	28
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	4
Census Block	4010
Census Tract	969400

Owner

511 Juniper Pl is owned and occupied by an individual who bought it in April 2026.

Source: Montezuma County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	511 JUNIPER PL, CORTEZ, CO 81321-4082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2024	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Feb 12, 2025	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK
Apr 6, 2026	Special Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA FEDERAL CREDIT UNION
Feb 28, 2022	Special Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Deed Document Number	2026666476
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	511 JUNIPER PL, CORTEZ, CO 81321-4082
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25100 ROAD N.8 LOOP, CORTEZ, CO 81321-7702

Mortgage

Document Number	0000658522
Date	Oct 30, 2024
Instrument	658522

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	CORTEZ, CO 81321

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 29, 2025

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	511 JUNIPER PL, CORTEZ, CO 81321-4082
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25100 ROAD N.8 LOOP, CORTEZ, CO 81321-7702

Mortgage

Document Number	0000659923
Date	Feb 12, 2025
Instrument	659923

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	CORTEZ, CO 81321

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	8 Months
Due	Oct 29, 2025

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Apr 6, 2026
Property Address	511 JUNIPER PL, CORTEZ, CO 81321-4082
Document Number	0000666476
Instrument Date	Mar 20, 2026
Instrument	2026666476
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	CENTERRE TITLE SERVICES LIMITED, CTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,343.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 JUNIPER PL, CORTEZ, CO 81321-4082

Mortgage

Document Number	0000666477,
Date	Apr 6, 2026
Instrument	2026666477

Lender

Name	MOUNTAIN AMERICA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Feb 28, 2022
Property Address	511 JUNIPER PL, CORTEZ, CO 81321-4082
Document Number	0000643492
Map Reference	MB 15 PG 139
Instrument Date	Feb 28, 2022
Instrument	643492
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25100 ROAD N.8 LOOP, CORTEZ, CO 81321-7702

Mortgage

Document Number	0000643493
Date	Feb 28, 2022
Instrument	643493

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	9 Months
Due	Nov 28, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 511 Juniper Pl was $1,468, up 524.7% from the year before.

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,468.00 (+524.68%)	$29,099 (+2,545.36%) Land $2,551 Building $26,548	$365,567 (+2,545.78%) Land $32,050 Building $333,517
2024	$235.00 (+10.33%)	$1,100 (-72.55%) Land $1,100	$13,817 (-) Land $13,817
2023	$213.00 (+21.02%)	$4,007 (+25.89%) Land $4,007	$13,817 (+25.88%) Land $13,817
2022	$176.00	$3,183 Land $3,183	$10,976 Land $10,976

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 511 Juniper Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Juniper Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Nimbus Solutions Fixed Wireless	100 / 100
Visionary Broadband Fixed Wireless	100 / 20

May also be available: Farmers Telecommunications, T-Mobile.

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