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5374 Oak Bend Cir, Dayton, OH 45440 Property Records

Montgomery County property record for 5374 Oak Bend Cir, Dayton, OH 45440

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,131 sqft · built 1969
Lot Size0.48 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Aug 2025)
Tax Bill$4,809 (2024)
Deeds & MortgagesJan 2026 Mortgage
Aug 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNN64-03614-0018

Property Details

APN / Parcel Number

Primary APNN64-03614-0018

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,131 sqft Living Area
Gross Area2,693 sqft
1st Floor Area2,131 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialBrick
Lot Area8,712 sqft (0.48 acres)
Lot Dimensions175 ft deep x 50 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area562 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area150 sqft
Patio Area134 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5374 OAK BEND CIR
CityDAYTON
StateOH
Zip45440-2810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description616 OAK CREEK 3-3
Legal SubdivisionOAK CREEK 3-3
Legal Lot Number18
JurisdictionMONTGOMERY OH
Township / Civil DivisionKETTERING
Census Block Group1
Census Block1001
Census Tract21800

Owner

Source: Montgomery County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5374 OAK BEND CIR, DAYTON, OH 45440-2810
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Aug 5, 2025Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK
Aug 21, 2025Warranty Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2025 · Amount on Record
Deed SaleAug 21, 2025 · Amount on Record
Prior SaleAug 5, 2025 · Amount on Record
Deed Document Number202545446
Prior Transfer DateJul 1, 2025
Prior Transfer Doc0000045446
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address5374 OAK BEND CIR, DAYTON, OH 45440-2810
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5374 OAK BEND CIR, DAYTON, OH 45440-2810

Mortgage

Document Number0000002132
DateJan 9, 2026
Instrument2026-00002132
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateAug 5, 2025
Property Address5374 OAK BEND CIR, DAYTON, OH 45440-2810
Document Number0000041311
Map ReferenceMB 79 PG 56
Instrument DateJul 1, 2025
Instrument2025-00041311
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanySTERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5374 OAK BEND CIR, DAYTON, OH 45440-2810

Mortgage

Document Number0000041312
DateAug 5, 2025
Instrument2025-00041312
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2055

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateAug 21, 2025
Property Address5374 OAK BEND CIR, DAYTON, OH 45440-2810
Document Number0000045446
Map ReferenceMB 79 PG 56
Instrument DateJul 1, 2025
Instrument2025-00045446
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5374 OAK BEND CIR, DAYTON, OH 45440-2810

Mortgage

Document Number0000045447
DateAug 21, 2025
Instrument2025-00045447
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2055

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityKettering City
Unified School DistrictKettering City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$85,190 (-) Land $15,480 Building $69,710$243,380 (-) Land $44,220 Building $199,160
2024$4,809.00 (+2.08%)
2023$4,711.00 (+9.97%)$85,190 (+34.35%) Land $15,480 Building $69,710$243,380 (+34.33%) Land $44,220 Building $199,160
2022$4,284.00$63,410 Land $11,550 Building $51,860
2020$181,180 Land $33,000 Building $148,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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