Montgomery County property record for 5361 Oak Bend Cir, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,590 sqft · built 1968 |
| Lot Size | 0.435 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,000 (Mar 2021) |
| Tax Bill | $5,968 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-03614-0019 |
| Primary APN | N64-03614-0019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,590 sqft Living Area |
| Gross Area | 3,052 sqft |
| 1st Floor Area | 2,590 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 19,166 sqft (0.435 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 200 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5361 OAK BEND CIR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 617 OAK CREEK 3-3 |
| Legal Subdivision | OAK CREEK 3-3 |
| Legal Lot Number | 19 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21800 |
5361 Oak Bend Cir is owned and occupied by two individuals who bought it in March 2021.
Source: Montgomery County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5361 OAK BEND CIR, DAYTON, OH 45440-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional with PMI FAIRWAY MTG |
| Mar 11, 2021 | Executor's Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2021 · Amount on File |
| Deed Sale | Mar 11, 2021 · Amount on File |
| Deed Document Number | 202120446 |
| Prior Transfer Date | Jun 16, 2010 |
| Prior Transfer Doc | 0000035072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5361 OAK BEND CIR, DAYTON, OH 45440-2810 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000011309 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026-00011309 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 23, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 5361 OAK BEND CIR, DAYTON, OH 45440-2810 |
| Document Number | 0000020447 |
| Instrument Date | Feb 5, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5361 QAK BEND CIR DAYTON OH 45440, DAYTON, OH 45440 |
| Document Number | 0000020447 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 20447 |
| Name | FAIRWAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 10, 2051 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 11, 2021 |
| Property Address | 5361 OAK BEND CIR, DAYTON, OH 45440-2810 |
| Document Number | 0000020446 |
| Map Reference | MB 79 PG 56 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 2021-00020446 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | M&M TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5361 OAK BEND CIR, DAYTON, OH 45440-2810 |
| Document Number | 0000020447 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 2021-00020447 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93,620 Land $15,480 Building $78,140 | $267,480 Land $44,220 Building $223,260 | |
| 2024 | $5,968.00 (+2.93%) | ||
| 2023 | $5,798.00 (+6.25%) | $93,620 (+34.34%) Land $15,480 Building $78,140 | $267,480 Land $44,220 Building $223,260 |
| 2022 | $5,457.00 | $69,690 Land $11,550 Building $58,140 | |
| 2020 | $199,110 Land $33,000 Building $166,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5361 Oak Bend Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5361 Oak Bend Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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