Montgomery County property record for 5349 Oak Bend Cir, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,386 sqft · built 1968 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Aug 2019) |
| Tax Bill | $6,077 (2024) |
| Deeds & Mortgages | Oct 2023 Transfer Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 03614 0020 |
| Primary APN | N64 03614 0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,386 sqft Living Area |
| 1st Floor Area | 2,386 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 20,038 sqft |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 330 sqft |
| Deck Area | 180 sqft |
| Patio Area | 108 sqft |
| Canopy | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5349 OAK BEND CIR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 618 OAK CREEK 3-3 |
| Legal Subdivision | OAK CREEK 3-3 |
| Legal Lot Number | 20 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21800 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5349 OAK BEND CIR, DAYTON, OH 45440-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2023 | Transfer on Death Deed, Transfer |
| Aug 14, 2019 | Grant Deed, Transfer · Conventional with PMI UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2019 · Amount on Record |
| Deed Sale | Aug 14, 2019 · Amount on Record |
| Prior Sale | Apr 3, 2019 |
| Deed Document Number | 2019-00043360 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 6, 2023 |
| Property Address | 5349 OAK BEND CIR, DAYTON, OH 45440-2810 |
| Document Number | 0000051897 |
| Map Reference | MB 79 PG 56 |
| Instrument Date | Oct 2, 2023 |
| Instrument | 202300051897 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5349 OAK BEND CIR, DAYTON, OH 45440-2810 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 14, 2019 |
| Property Address | 5349 OAK BEND CIR, DAYTON, OH 45440-2810 |
| Document Number | 0000043360 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 43360 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | STERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5349 OAK BEND CIR KETTERING OH 454402810, KETTERING, OH 45440-2810 |
| Document Number | 43361 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 43361 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45429 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2049 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93,620 (-) Land $15,480 Building $78,140 | ||
| 2024 | $6,077.00 (+2.67%) | ||
| 2023 | $5,919.00 (+6.27%) | $93,620 (+34.34%) Land $15,480 Building $78,140 | $267,480 (+34.34%) Land $44,220 Building $223,260 |
| 2022 | $5,570.00 | $69,690 Land $11,550 Building $58,140 | |
| 2020 | $199,110 Land $33,000 Building $166,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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