Chesapeake City property record for 537 Simpson Ln, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,625 sqft · built 2015 |
| Lot Size | 0.313 acres (13,634 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Jun 2015) |
| Tax Bill | $5,258 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Jul 2022 Second Mortgage |
| APN | 0442005003480 |
| Primary APN | 0442005003480 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,625 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| Upper Floors Area | 1,136 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,634 sqft (0.313 acres) |
| Lot Dimensions | 207 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 123 sqft |
| Porch | Slab |
| Porch Area | 232 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 537 SIMPSON LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 348 CULPEPPER LANDING PH 3A |
| Legal Subdivision | CULPEPPER LANDING |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 21301 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 537 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jan 4, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jul 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2015 · Amount on Record |
| Deed Sale | Jun 30, 2015 · Amount on Record |
| Deed Book / Page | 9529 / 91 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 537 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 010717/959 |
|---|---|
| Date | Jan 4, 2024 |
| Book Page | 10717/959 |
| Instrument | 240000206 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 537 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10582/1900 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 10582/1900 |
| Instrument | 220023535 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Feb 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $539,900 (+3.71%) Land $160,000 Building $379,900 | $539,900 (+3.71%) Land $160,000 Building $379,900 | |
| 2025 | $5,258.00 (+30.57%) | $520,600 (+4.35%) Land $150,000 Building $370,600 | $520,600 (+4.35%) Land $150,000 Building $370,600 |
| 2023 | $498,900 (+5.74%) Land $140,000 Building $358,900 | $498,900 (+5.74%) Land $140,000 Building $358,900 | |
| 2022 | $471,800 Land $130,000 Building $341,800 | $471,800 Land $130,000 Building $341,800 | |
| 2019 | $4,027.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 73 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 9 (1999–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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