Chesapeake City property record for 521 Simpson Ln, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,924 sqft · built 2015 |
| Lot Size | 0.088 acres (3,833 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Sep 2025) |
| Tax Bill | $4,471 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Feb 2021 Refinance + 2 more |
| APN | 0442004003520 |
| Primary APN | 0442004003520 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Living Area |
| 1st Floor Area | 874 sqft |
| Upper Floors Area | 874 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,833 sqft (0.088 acres) |
| Lot Dimensions | 100 ft deep x 38 ft wide |
| Garage Type | Attached |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 354 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 521 SIMPSON LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 352 CULPEPPER LANDING PH 3A |
| Legal Subdivision | CULPEPPER LANDING |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 21301 |
521 Simpson Ln is owned and occupied by two individuals who bought it in September 2025.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 521 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY |
| Feb 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Feb 16, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Jan 7, 2020 | Warranty Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on File |
| Deed Sale | Sep 24, 2025 · Amount on File |
| Prior Sale | Feb 16, 2021 |
| Deed Document Number | 202522076 |
| Deed Book / Page | 10897 / 1357 |
| Prior Transfer Date | Jan 2, 2025 |
| Prior Transfer Doc | 0000012128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 24, 2025 |
| Property Address | 521 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Document Number | 10897/1357 |
| Book / Page | 10897 / 1357 |
| Map Reference | MB 158 PG 116-116D |
| Instrument Date | Sep 16, 2025 |
| Instrument | 250022076 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $145.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 521 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 521 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0010312/63 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 10312/63 |
| Instrument | 210007134 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 16, 2021 |
| Property Address | 521 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Document Number | 10312/59 |
| Book / Page | 10312 / 59 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 210007133 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Investor | Possibly a Property Investor |
| Document Number | 0010312/63 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 10312/63 |
| Instrument | 210007134 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 7, 2020 |
| Property Address | 521 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Document Number | 10098/1176 |
| Book / Page | 10098 / 1176 |
| Instrument Date | Dec 7, 2019 |
| Instrument | 200000383 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Investor | Possibly a Property Investor |
| Document Number | 200000384 |
|---|---|
| Date | Jan 7, 2020 |
| Instrument | 200000384 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 521 Simpson Ln was $4,471.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $459,900 (+3.89%) Land $160,000 Building $299,900 | $459,900 (+3.89%) Land $160,000 Building $299,900 | |
| 2025 | $4,471.00 | $442,700 Land $150,000 Building $292,700 | $442,700 Land $150,000 Building $292,700 |
| 2023 | $422,700 (+5.65%) Land $140,000 Building $282,700 | $422,700 (+5.65%) Land $140,000 Building $282,700 | |
| 2022 | $400,100 Land $130,000 Building $270,100 | $400,100 Land $130,000 Building $270,100 | |
| 2019 | $3,415.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 521 Simpson Ln; there have been 9 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 73 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 9 (1999–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Simpson Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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