Chesapeake City property record for 529 Simpson Ln, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,924 sqft · built 2015 |
| Lot Size | 0.111 acres (4,835 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Aug 2025) |
| Tax Bill | $4,473 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| APN | 0442004003500 |
| Primary APN | 0442004003500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,924 sqft Living Area |
| 1st Floor Area | 874 sqft |
| Upper Floors Area | 874 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,835 sqft (0.111 acres) |
| Lot Dimensions | 100 ft deep x 38 ft wide |
| Garage Type | Attached |
| Garage Area | 444 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 354 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 529 SIMPSON LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD: PLANN |
| Legal Description | 350 CULPEPPER LANDING PH 3A |
| Legal Subdivision | CULPEPPER LANDING |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 21301 |
529 Simpson Ln is owned and occupied by an individual who bought it in August 2025.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 529 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE CENTER LLC |
| Jul 9, 2021 | Warranty Deed, Transfer · VA Mortgage FIRSTBANK |
| Oct 10, 2017 | Warranty Deed, Transfer · VA Mortgage ADVANCE FINANCIAL GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on File |
| Deed Sale | Aug 25, 2025 · Amount on File |
| Prior Sale | Jul 9, 2021 · Amount on File |
| Deed Document Number | 202519333 |
| Deed Book / Page | 10887 / 910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 14, 2026 |
| Property Address | 529 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Document Number | 0000018037 |
| Book / Page | 11000 / 1775 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202618037 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 529 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Document Number | 0000018037, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 11000/1775 |
| Instrument | 202618037 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 9, 2021 |
| Property Address | 529 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Document Number | 10406/1200 |
| Book / Page | 10406 / 1200 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 210031559 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 529 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Document Number | 210031560 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 210031560 |
| Name | FIRSTBANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 10, 2017 |
| Property Address | 529 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Document Number | 9843/626 |
| Book / Page | 9843 / 626 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 170028132 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 529 SIMPSON LN, CHESAPEAKE, VA 23323-2117 |
| Document Number | 170028133 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 170028133 |
| Name | ADVANCE FINANCIAL GROUP |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 529 Simpson Ln was $4,473.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $460,200 (+3.91%) Land $160,000 Building $300,200 | $460,200 (+3.91%) Land $160,000 Building $300,200 | |
| 2025 | $4,473.00 | $442,900 Land $150,000 Building $292,900 | $442,900 Land $150,000 Building $292,900 |
| 2023 | $423,000 (+5.43%) Land $140,000 Building $283,000 | $423,000 (+5.43%) Land $140,000 Building $283,000 | |
| 2022 | $401,200 Land $130,000 Building $271,200 | $401,200 Land $130,000 Building $271,200 | |
| 2019 | $3,418.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 529 Simpson Ln; there have been 9 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 73 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 9 (1999–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Aug 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 529 Simpson Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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