537 River St, Elko, NV 89801 Property Records

Elko County property record for 537 River St, Elko, NV 89801

Property Summary

Property Type	Commercial
Details	built 1995
Lot Size	0.057 acres (2,483 sqft)
Owner	Trust Name on File
Last Sale	$400,000 (Jan 2007)
Tax Bill	$198 (2025)
Deeds & Mortgages	Apr 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`001-346-008`

Property Details

APN / Parcel Number

Primary APN	`001-346-008`

Exterior

Year Built	Built 1995
Lot Area	2,483 sqft (0.057 acres)
Fence	Fence

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	537 RIVER ST
City	ELKO
State	NV
Zip	89801
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	ZGI
Legal Description	ELKO CITY FILE 1
Legal Subdivision	TOWN/ELKO
Legal Block	S
Legal Lot Number	20
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2063
Census Tract	951300

Owner

Source: Elko County records · APN 001-346-008

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	2682 OUTLOOK CT, ELKO, NV 89801-7903
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2007 · Amount on Record
Deed Sale	Jan 25, 2007 · Amount on Record
Prior Sale	Jan 25, 2007 · Amount on Record
Deed Document Number	0000566773
Last Transfer Date	Apr 15, 2021
Transfer Doc	0000785597
Record Updated	Jun 08, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Apr 15, 2021
Property Address	537 RIVER ST, ELKO, NV 89801
Document Number	0000785597
Instrument Date	Feb 24, 2021
Instrument	785597
Transaction Type	Transfer
Record Updated	Apr 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2682 OUTLOOK CT ELKO NV 898017903, ELKO, NV 89801-7903

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$198.00 (+0.51%)	$5,408 (+1.12%) Land $4,375 Building $1,033	$15,451 (+1.12%) Land $12,500 Building $2,951
2023	$197.00 (+1.55%)	$5,348 (+1.91%) Land $4,375 Building $973	$15,280 (+1.91%) Land $12,500 Building $2,780
2022	$194.00	$5,248 Land $4,375 Building $873	$14,994 Land $12,500 Building $2,494

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elko County (32007C), as of May 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320079513002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	9 (1995–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Nevada
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito West Holding Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Networks Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Churchill County, State of Nevada, JAB Wireless.

Based on FCC filings for 341 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NV0000272, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ELKO serves 23,000 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.