534 River St, Elko, NV 89801 Property Records

Elko County property record for 534 River St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 548 sqft · built 1928
Lot Size	0.057 acres (2,483 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Sep 2022)
Tax Bill	$511 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`001-349-002`

Property Details

APN / Parcel Number

Primary APN	`001-349-002`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	548 sqft Living Area
1st Floor Area	548 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,483 sqft (0.057 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	534 RIVER ST
City	ELKO
State	NV
Zip	89801-3738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZGI
Legal Description	ELKO CITY FILE 1
Legal Subdivision	CITY/ELKO
Legal Block	49
Legal Lot Number	9
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2084
Census Tract	951300

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 ELM ST, ELKO, NV 89801-2811
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Bargain and Sale Deed, Transfer · Commercial Mortgage KRISTIE BRADY
Oct 3, 2019	Grant Deed, Transfer ATTORNEY ONLY
Sep 1, 2017	Grant Deed, Transfer · Conventional Mortgage BREWSKI ENTERTAINMENT CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	2022810735
Record Updated	Oct 29, 2026

September 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Sep 15, 2022
Property Address	534 RIVER ST, ELKO, NV 89801-3738
Document Number	0000810735
Instrument Date	Aug 30, 2022
Instrument	810735
Transaction Type	Transfer
Record Updated	Dec 15, 2022
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	542 RIVER ST, ELKO, NV 89801-3738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 ELM ST, ELKO, NV 89801-2811

Mortgage

Document Number	0000810736
Date	Sep 15, 2022
Instrument	810736

Lender

Name	KRISTIE BRADY
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Oct 3, 2019
Property Address	534 RIVER ST, ELKO, NV 89801-3738
Document Number	0000760149
Instrument Date	Oct 2, 2019
Instrument	760149
Transaction Type	Transfer
Record Updated	Oct 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	512 TASHA WAY ELKO NV 898014459, ELKO, NV 89801-4459

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Sep 1, 2017
Property Address	534 RIVER ST, ELKO, NV 89801-3738
Document Number	0000730150
Instrument Date	Aug 30, 2017
Instrument	730150
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	542 RIVER ST ELKO NV 898013738, ELKO, NV 89801-3738

Mortgage

Document Number	730151
Date	Sep 1, 2017
Instrument	730151

Lender

Name	BREWSKI ENTERTAINMENT CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$511.00 (+3.02%)	$15,434 (-0.44%) Land $5,250 Building $10,184	$44,097 (-0.44%) Land $15,000 Building $29,097
2025	$496.00 (+12.47%)	$15,502 (+16.09%) Land $5,250 Building $10,252	$44,291 (+16.09%) Land $15,000 Building $29,291
2023	$441.00 (+11.36%)	$13,353 (+20.29%) Land $4,025 Building $9,328	$38,151 (+20.29%) Land $11,500 Building $26,651
2022	$396.00	$11,101 Land $4,025 Building $7,076	$31,717 Land $11,500 Building $20,217

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	9 (1995–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 46% of Nevada
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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