569 River St, Elko, NV 89801 Property Records

Elko County property record for 569 River St, Elko, NV 89801

Property Summary

Property Type	Commercial
Details	8,500 sqft · built 1983
Lot Size	0.278 acres (12,110 sqft)
Owner	Company Name on Record
Last Sale	$1,000,000 (May 2018)
Tax Bill	$2,559 (2026)
Deeds & Mortgages	Aug 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`001-346-007`

Property Details

APN / Parcel Number

Primary APN	`001-346-007`

Interior

Units	2 Units
Stories	1 Story
Building Area	8,500 sqft Gross Area
1st Floor Area	8,500 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	12,110 sqft (0.278 acres)

Location & Zoning

Street Address	569 RIVER ST
City	ELKO
State	NV
Zip	89801
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	ZGI
Legal Description	BODILYS WAREHOUSE
Legal Subdivision	CITY/ELKO
Legal Block	S
Legal Lot Number	21
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2063
Census Tract	951300

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX J, FILER, ID 83328-0910
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Commercial Mortgage ZB NA
May 31, 2018	Bargain and Sale Deed, Transfer · Commercial Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Deed Document Number	2018741407
Prior Transfer Date	Dec 21, 2015
Prior Transfer Doc	0000709340
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	569 RIVER ST, ELKO, NV 89801
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO OF NV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000793233
Date	Aug 17, 2021
Instrument	793233

Lender

Name	ZB NA
Type	Bank
Address	IDAHO FALLS, ID 83402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	May 31, 2018
Property Address	569 RIVER ST, ELKO, NV 89801
Document Number	0000741407
Instrument Date	May 9, 2018
Instrument	741407
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 W OAK ST, 224, ELKO, NV 89801-2935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 NORTH ST, FILER, ID 83328-6302

Mortgage

Document Number	0000741408
Date	May 31, 2018
Instrument	741408

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,559.00 (+4.15%)	$69,901 (+4.13%) Land $20,344 Building $49,557	$199,717 (+4.13%) Land $58,126 Building $141,591
2025	$2,457.00 (+4.82%)	$67,127 (+4.68%) Land $14,823 Building $52,304	$191,791 (+4.68%) Land $42,351 Building $149,440
2023	$2,344.00 (+10.93%)	$64,128 (+11.18%) Land $14,823 Building $49,305	$183,222 (+11.18%) Land $42,351 Building $140,871
2022	$2,113.00	$57,681 Land $14,823 Building $42,858	$164,802 Land $42,351 Building $122,451

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	9 (1995–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 46% of Nevada
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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