537 Main Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 537 Main Rd, Phippsburg, ME 04562

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 936 sqft · built 1840
Lot Size3.7 acres (161,172 sqft)
Owner2 Individual Names on File
Last Sale$163,800 (Sep 2019)
Tax Bill$2,761 (2025)
Deeds & MortgagesNov 2020 Refinance
Sep 2021 Refinance
+ 2 more
Flood ZoneZone A (high risk)
APNPHIP M:040 L:008-01

Property Details

APN / Parcel Number

Primary APNPHIP M:040 L:008-01
Alternative APNs
  • M:040 L:008=01
  • 579

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area936 sqft Living Area
1st Floor Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area161,172 sqft (3.7 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number579
Street Address537 MAIN RD
CityPHIPPSBURG
StateME
Zip04562-4243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number8-1
JurisdictionPHIPPSBURG ME
Township / Civil DivisionPHIPPSBURG
Census Block Group1
Census Block1000
Census Tract970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

537 Main Rd is owned and occupied by two individuals who bought it in September 2019.

Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address537 MAIN RD, PHIPPSBURG, ME 04562-4243
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Sep 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
Sep 6, 2019Deed of Trust, Mortgage
QUICKEN LNS
Sep 16, 2019Quit Claim Deed, Transfer
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2019 · Amount on File
Deed SaleSep 16, 2019 · Amount on File
Prior SaleApr 28, 2015 · Amount on File
Deed Document Number20196083
Prior Transfer DateSep 6, 2019
Prior Transfer Doc0000006083
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHIPPSBURG ME
Property Address537 MAIN RD, PHIPPSBURG, ME 04562-4243
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009073
DateNov 20, 2020
Instrument2020R-09073
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2050

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHIPPSBURG ME
Property Address537 MAIN RD, PHIPPSBURG, ME 04562-4243
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008422
DateSep 27, 2021
Instrument2021R-08422
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHIPPSBURG ME
Property Address537 MAIN RD, PHIPPSBURG, ME 04562-4243
Document Number0000006084
Instrument DateSep 6, 2019
Transaction TypeMortgage
Record UpdatedSep 25, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address537 MAIN RD PHIPPSBURG ME 045624243, PHIPPSBURG, ME 04562-4243

Mortgage

Document Number0000006084
DateSep 16, 2019
Instrument6084
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueSep 15, 2049

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPHIPPSBURG ME
Recording DateSep 16, 2019
Property Address537 MAIN RD, PHIPPSBURG, ME 04562-4243
Document Number0000006083
Instrument DateSep 6, 2019
Instrument6083
Transaction TypeTransfer
Record UpdatedOct 2, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address537 MAIN RD PHIPPSBURG ME 045624243, PHIPPSBURG, ME 04562-4243

Mortgage

Document Number6084
DateSep 16, 2019
Instrument6084
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueSep 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 537 Main Rd was $2,761, up 9.6% from the year before.

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionPhippsburg Town
Unified School DistrictRegional School Unit 01 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,761.00 (+9.61%)$223,600 (+4.58%) Land $95,400 Building $128,200
2024$2,519.00 (+2.98%)$213,800 (-) Land $95,400 Building $118,400
2023$2,446.00 (+13.03%)$213,800 (-) Land $95,400 Building $118,400
2022$2,164.00$213,800 Land $95,400 Building $118,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 537 Main Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims8 (2024)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 537 Main Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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