516 Main Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 516 Main Rd, Phippsburg, ME 04562

Property Summary

Property Type	Commercial
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,500 (Dec 2020)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Sep 2021 Refinance Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:005 L:005`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:005 L:005`
Alternative APN	`487`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	487
Street Address	516 MAIN RD
City	PHIPPSBURG
State	ME
Zip	04562-4249
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RB
Legal Lot Number	5
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	2
Census Block	2004
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Phippsburg Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	516 MAIN RD, PHIPPSBURG, ME 04562-4249
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Dec 14, 2020	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Jul 26, 2019	Deed of Trust, Mortgage BATH SVGS INSTITUTION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Oct 24, 2013 · Amount on Record
Deed Document Number	20209777
Transfer Doc	0000007789
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	516 MAIN RD, PHIPPSBURG, ME 04562-4249
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007934
Date	Sep 13, 2021
Instrument	2021R-07934

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	Dec 14, 2020
Property Address	516 MAIN RD, PHIPPSBURG, ME 04562-4249
Document Number	0000009777
Instrument Date	Dec 10, 2020
Instrument	2020R-09777
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	33 HARDING AVE, CRANSTON, RI 02905-2506

Mortgage

Document Number	0000009778
Date	Dec 14, 2020
Instrument	2020R-09778

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	516 MAIN RD, PHIPPSBURG, ME 04562-4249
Document Number	0000004703
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 66 PHIPPSBURG ME 045620066, PHIPPSBURG, ME 04562-0066

Mortgage

Document Number	0000004703
Date	Aug 5, 2019
Instrument	4703

Lender

Name	BATH SVGS INSTITUTION
Address	BATH, ME 04530

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Aug 4, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sagadahoc County and Phippsburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,299.00 (+4.86%)	$267,100 (-) Land $68,000 Building $199,100
2024	$3,146.00 (+2.95%)	$267,100 (-) Land $68,000 Building $199,100
2023	$3,056.00 (+13.06%)	$267,100 (-) Land $68,000 Building $199,100
2022	$2,703.00	$267,100 Land $68,000 Building $199,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Mar 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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