525 Main Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 525 Main Rd, Phippsburg, ME 04562

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 936 sqft · built 1994
Lot Size79 acres (3,441,240 sqft)
OwnerIndividual Name on File
Tax Bill$4,876 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNPHIP M:040 L:008

Property Details

APN / Parcel Number

Primary APNPHIP M:040 L:008
Alternative APN
  • 475

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area936 sqft Living Area
Gross Area2,602 sqft
1st Floor Area936 sqft
Basement Area544 sqft
Unfinished Basement544 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area3,441,240 sqft (79 acres)
Garage TypeCarport
CarportCarport
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Account Number475
Street Address525 MAIN RD
CityPHIPPSBURG
StateME
Zip04562-4243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number8
JurisdictionPHIPPSBURG ME
Township / Civil DivisionPHIPPSBURG
Census Block Group1
Census Block1000
Census Tract970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

525 Main Rd is owned and occupied by an individual who acquired it in July 2025.

Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address525 MAIN RD, PHIPPSBURG, ME 04562-4243
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 18, 2025
Transfer Doc0000003874
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPHIPPSBURG ME
Property Address525 MAIN RD, PHIPPSBURG, ME 04562-4243
Document Number0000008145
Instrument DateOct 19, 2017
Transaction TypeMortgage
Record UpdatedDec 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 MAIN RD PHIPPSBURG ME 045624243, PHIPPSBURG, ME 04562-4243

Mortgage

Document Number0000008145
DateNov 3, 2017
Instrument8145
Lender
NameCAMDEN NAT'L BK
TypeBank
AddressCAMDEN, ME 04843
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 2, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 525 Main Rd was $4,876, up 4.3% from the year before.

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionPhippsburg Town
Unified School DistrictRegional School Unit 01 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,876.00 (+4.34%)$394,800 (-0.48%) Land $116,100 Building $278,700
2024$4,673.00 (+2.34%)$396,700 (-0.6%) Land $118,000 Building $278,700
2023$4,566.00 (+11.94%)$399,100 (-0.99%) Land $120,400 Building $278,700
2022$4,079.00$403,100 Land $124,400 Building $278,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 525 Main Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims8 (2024)
Claims Outside the SFHA1 of 8
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Main Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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