537 Gun Clb Rd, Stephenson, VA 22656 Property Records

Frederick County property record for 537 Gun Clb Rd, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 2005
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jan 2017)
Tax Bill	$2,347 (2026)
Deeds & Mortgages	Feb 2017 Line of Credit Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`44A-115A`

Property Details

APN / Parcel Number

Primary APN	`44A-115A`
Alternative APN	`8008981`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	3,936 sqft
1st Floor Area	1,632 sqft
Basement Area	1,632 sqft
Unfinished Basement	1,632 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2019
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	66,647 sqft (1.53 acres)
Terrain	Rolling

Exterior Amenities

Pool Type	Pool Type
Pool Area	200 sqft
Porch	Porch
Porch Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8008981
Street Address	537 GUN CLUB RD
City	STEPHENSON
State	VA
Zip	22656-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	1.53 ACRES
Legal Subdivision	5
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	2
Census Block	2061
Census Tract	50100

Owner

537 Gun Clb Rd is owned and occupied by two individuals who bought it in January 2017.

Source: Frederick County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	537 GUN CLUB RD, STEPHENSON, VA 22656-1809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Jan 18, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2017 · Amount on File
Deed Sale	Jan 18, 2017 · Amount on File
Deed Document Number	2017543
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	537 GUN CLUB RD, STEPHENSON, VA 22656-1809
Document Number	0000002254
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 GUN CLUB RD STEPHENSON VA 226561809, STEPHENSON, VA 22656-1809

Mortgage

Document Number	0000002254
Date	Mar 3, 2017
Instrument	2254

Lender

Name	BRANCH BK&TR
Type	Bank
Address	RICHMOND, VA 23219-4079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Jan 18, 2017
Property Address	537 GUN CLUB RD, STEPHENSON, VA 22656-1809
Document Number	0000000543
Instrument Date	Jan 13, 2017
Instrument	543
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	537 GUN CLUB RD STEPHENSON VA 226561809, STEPHENSON, VA 22656-1809

Tax Assessment & Valuation

The 2026 property tax bill for 537 Gun Clb Rd was $2,347, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,347.00 (+10.4%)	$442,860 Land $92,800 Building $350,060	$442,860 Land $92,800 Building $350,060
2025	$2,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 537 Gun Clb Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 537 Gun Clb Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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