534 Gun Clb Rd, Stephenson, VA 22656 Property Records

Frederick County property record for 534 Gun Clb Rd, Stephenson, VA 22656

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 1976
Lot Size0.67 acres (29,149 sqft)
Owner2 Individual Names on File
Tax Bill$1,171 (2026)
Deeds & MortgagesNov 2017 Refinance
Flood ZoneZone X (minimal risk)
APN444-B-5

Property Details

APN / Parcel Number

Primary APN444-B-5
Alternative APN
  • 8009187

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
Gross Area2,368 sqft
1st Floor Area1,092 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1997
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area29,149 sqft (0.67 acres)
TerrainRolling
Pool TypeAbove-Ground Pool
Deck Area184 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerConnected
Water SourceWell

Location & Zoning

Account Number8009187
Street Address534 GUN CLUB RD
CitySTEPHENSON
StateVA
Zip22656-1802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionCOLE LOTS L5 BB
Legal Subdivision5
Legal Lot Number5
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group3
Census Block3000
Census Tract50100

Owner

534 Gun Clb Rd is owned and occupied by two individuals.

Source: Frederick County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address534 GUN CLUB RD, STEPHENSON, VA 22656-1802
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address534 GUN CLUB RD, STEPHENSON, VA 22656-1802
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyOLD TOWNE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012438
DateNov 28, 2017
Instrument170012438
Lender
NameWELLS FARGO BANK NA
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

The 2026 property tax bill for 534 Gun Clb Rd was $1,171, up 10.5% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,171.00 (+10.47%)$220,900 Land $88,000 Building $132,900$220,900 Land $88,000 Building $132,900
2025$1,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 534 Gun Clb Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 534 Gun Clb Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 65% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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