Frederick County property record for 470 Gun Clb Rd, Stephenson, VA 22656
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 987 sqft · built 1971 |
| Lot Size | 0.63 acres (27,639 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $967 (2026) |
| Deeds & Mortgages | May 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 444-A-4 |
| Primary APN | 444-A-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 987 sqft Living Area |
| Gross Area | 2,319 sqft |
| 1st Floor Area | 987 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,639 sqft (0.63 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 282 sqft |
| Carport | Carport |
| Carport Area | 282 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 63 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8009186 |
|---|---|
| Street Address | 470 GUN CLUB RD |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | COLE LOTS L4 BA |
| Legal Subdivision | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 50100 |
470 Gun Clb Rd is owned and occupied by an individual.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 470 GUN CLUB RD, STEPHENSON, VA 22656-1703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 470 GUN CLUB RD, STEPHENSON, VA 22656-1703 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004072 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 230004072 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 796 Months |
| Due | Sep 14, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.09% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Monthly |
| Margin | 5 |
The 2026 property tax bill for 470 Gun Clb Rd was $967, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $967.00 (+10.39%) | $182,500 Land $88,000 Building $94,500 | $182,500 Land $88,000 Building $94,500 |
| 2025 | $876.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 470 Gun Clb Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 470 Gun Clb Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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