537 E State St, Albion, NY 14411 Property Records

Orleans County and Albion Town property record for 537 E State St, Albion, NY 14411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 2005
Lot Size	0.64 acres (27,885 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Jan 2017)
Tax Bill	$6,355 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`342001 73.7-2-29.21`

Property Details

APN / Parcel Number

Primary APN	`342001 73.7-2-29.21`
Alternative APN	`20010730070002029002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	27,885 sqft (0.64 acres)
Lot Dimensions	164 ft deep x 170 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	537 E STATE ST
City	ALBION
State	NY
Zip	14411-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HLC 27-15-1
Legal Block	2
Legal Lot Number	29.021
Jurisdiction	ORLEANS NY
Township / Civil Division	ALBION
Census Block Group	1
Census Block	1014
Census Tract	40702

Owner

Source: Orleans County and Albion Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	537 E STATE ST, ALBION, NY 14411-1125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Apr 2, 2019	Deed of Trust, Mortgage · Balloon Mortgage ESL FCU
May 25, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 25, 2017	Deed, Transfer MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2017 · Amount on Record
Deed Sale	Jan 25, 2017 · Amount on Record
Prior Sale	Jan 6, 2005 · Amount on Record
Deed Book / Page	854 / 5691
Last Transfer Date	May 25, 2018
Transfer Doc	00857/7770
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	537 E STATE ST, ALBION, NY 14411-1125
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2026135102
Date	Mar 25, 2026
Instrument	2026-135102

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	537 E STATE ST, ALBION, NY 14411-1125
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	859/7831
Date	Apr 2, 2019
Book Page	859/7831
Instrument	101812

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2024

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORLEANS NY
Recording Date	May 25, 2018
Property Address	537 E STATE ST, ALBION, NY 14411-1125
Document Number	00857/7770
Book / Page	857 / 7770
Instrument Date	May 25, 2018
Instrument	180-00098335
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 E STATE ST, ALBION, NY 14411-1125

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ORLEANS NY
Recording Date	Jan 25, 2017
Property Address	537 E STATE ST, ALBION, NY 14411-1125
Document Number	0000000854/0000005691
Book / Page	0000000854 / 0000005691
Instrument Date	Jan 25, 2017
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	NATHAN M LYMAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 E STATE ST, ALBION, NY 14411-1125

Mortgage

Document Number	0000000854/0000005695
Date	Jan 25, 2017
Book Page	0000000854/0000005695
Instrument	000000092686

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Orleans County and Albion Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Albion Village
County	Orleans County
County Subdivision	Albion Town
Unified School District	Albion Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,355.00 (+1.23%)
2025	$6,278.00 (+47.03%)	$151,800 (-) Land $14,600 Building $137,200	$159,800 (+5.27%) Land $15,369 Building $144,431
2024		$151,800 (+73.29%) Land $14,600 Building $137,200	$151,800 (+43.89%) Land $14,600 Building $137,200
2023		$87,600 (-) Land $14,000 Building $73,600	$105,500 (-) Land $16,861 Building $88,639
2022		$87,600 Land $14,000 Building $73,600	$105,500 Land $16,861 Building $88,639
2021	$4,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 13, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION VILLAGE serves 6,000 people · EPA ID NY3600596
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
North Shore Networks Fixed Wireless	250 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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