523 E State St, Albion, NY 14411 Property Records

Orleans County and Albion Town property record for 523 E State St, Albion, NY 14411

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,190 sqft · built 1930
Lot Size	0.427 acres (18,607 sqft)
Owner	2 Individual Names on File
Last Sale	$27,000 (Nov 2017)
Tax Bill	$2,921 (2026)
Deeds & Mortgages	Sep 2022 Refinance Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`342001 73.7-2-26`

Property Details

APN / Parcel Number

Primary APN	`342001 73.7-2-26`
Alternative APNs	`20010730070002026000` `1892-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	878 sqft
Upper Floors Area	312 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	18,607 sqft (0.427 acres)
Lot Dimensions	193 ft deep x 96.4 ft wide
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	523 E STATE ST
City	ALBION
State	NY
Zip	14411-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HC 27-15-1
Legal Block	2
Legal Lot Number	26.000
Jurisdiction	ORLEANS NY
Township / Civil Division	ALBION
Census Block Group	1
Census Block	1014
Census Tract	40702

Owner

523 E State St is owned and occupied by two individuals who bought it in November 2017.

Source: Orleans County and Albion Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	523 E STATE ST, ALBION, NY 14411-1125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ONTARIO SHORES FCU
Aug 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ONTARIO SHORES FCU
Nov 24, 2017	Intrafamily Transfer, Transfer NOT AVAILABLE, JEFFREY R. MARTIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2017 · Amount on File
Deed Sale	Nov 24, 2017 · Amount on File
Prior Sale	Dec 13, 2013 · Amount on File
Deed Book / Page	856 / 6661
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	523 E STATE ST, ALBION, NY 14411-1125
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00869/2167
Date	Sep 23, 2022
Book Page	869/2167
Instrument	117390

Lender

Name	ONTARIO SHORES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS NY
Property Address	523 E STATE ST, ALBION, NY 14411-1125
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00865/9083
Date	Aug 17, 2021
Book Page	865/9083
Instrument	111973

Lender

Name	ONTARIO SHORES FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORLEANS NY
Recording Date	Nov 24, 2017
Property Address	523 E STATE ST, ALBION, NY 14411-1125
Document Number	0000000856/0000006661
Book / Page	0000000856 / 0000006661
Instrument Date	Nov 24, 2017
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	NOT AVAILABLE, JEFFREY R. MARTIN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 E STATE ST, ALBION, NY 14411-1125

Tax Assessment & Valuation

The 2026 property tax bill for 523 E State St was $2,921, up 1.2% from the year before.

Source: Orleans County and Albion Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Albion Village
County	Orleans County
County Subdivision	Albion Town
Unified School District	Albion Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,921.00 (+1.25%)
2025	$2,885.00	$66,700 (-) Land $11,000 Building $55,700	$70,200 (+5.25%) Land $11,577 Building $58,623
2024		$66,700 (+74.61%) Land $11,000 Building $55,700	$66,700 (+45%) Land $11,000 Building $55,700
2023		$38,200 (-) Land $10,600 Building $27,600	$46,000 (-) Land $12,764 Building $33,236
2022		$38,200 Land $10,600 Building $27,600	$46,000 Land $12,764 Building $33,236
2021	$2,585.00 (+7.48%)
2020	$2,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 523 E State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 13, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 E State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION VILLAGE serves 6,000 people · EPA ID NY3600596
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
North Shore Networks Fixed Wireless	250 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures