540 E State St, Albion, NY 14411 Property Records

Orleans County and Albion Town property record for 540 E State St, Albion, NY 14411

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,567 sqft · built 1895
Lot Size	0.166 acres (7,244 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (May 2022)
Tax Bill	$5,665 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`342001 73.7-2-36`

Property Details

APN / Parcel Number

Primary APN	`342001 73.7-2-36`
Alternative APNs	`20010730070002036000` `2541-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,567 sqft Living Area
1st Floor Area	991 sqft
2nd Floor Area	576 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,244 sqft (0.166 acres)
Lot Dimensions	113 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	540 E STATE ST
City	ALBION
State	NY
Zip	14411-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HC 27-15-1
Legal Block	2
Legal Lot Number	36.000
Jurisdiction	ORLEANS NY
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2001
Census Tract	40701

Owner

Source: Orleans County and Albion Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 E STATE ST, ALBION, NY 14411-1126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Aug 27, 2014 · Amount on Record
Deed Book / Page	868 / 864
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORLEANS NY
Recording Date	May 11, 2022
Property Address	540 E STATE ST, ALBION, NY 14411-1126
Document Number	000868/864
Book / Page	868 / 864
Instrument Date	May 6, 2022
Instrument	115449
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 CHAMBERLAIN ST, ALBION, NY 14411-1608

Mortgage

Document Number	0000115451
Date	May 11, 2022
Instrument	115451

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orleans County and Albion Town assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Albion Village
County	Orleans County
County Subdivision	Albion Town
Unified School District	Albion Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,665.00 (+1.23%)
2025	$5,596.00 (+110.69%)	$134,700 (+43.15%) Land $6,400 Building $128,300	$141,800 (+25.07%) Land $6,737 Building $135,063
2023		$94,100 (+52.27%) Land $6,100 Building $88,000	$113,373 (+52.18%) Land $7,349 Building $106,024
2022		$61,800 Land $6,100 Building $55,700	$74,500 Land $7,354 Building $67,146
2021	$2,656.00 (+1.3%)
2020	$2,622.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 13, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION VILLAGE serves 6,000 people · EPA ID NY3600596
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
North Shore Networks Fixed Wireless	250 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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