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537 Cherry St, Petoskey, MI 49770 Property Records

Emmet County property record for 537 Cherry St, Petoskey, MI 49770

Property Summary

Property TypeSingle Family Home
Lot Size0.488 acres (21,285 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Aug 2020)
Tax Bill$9,294 (2024)
Deeds & MortgagesOct 2023 Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN52-19-05-300-065

Property Details

APN / Parcel Number

Primary APN52-19-05-300-065

Exterior

Lot Area21,285 sqft (0.488 acres)

Location & Zoning

Street Address537 CHERRY ST
CityPETOSKEY
StateMI
Zip49770-3103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCOP R-2
Legal DescriptionCOM 320 FT E OF INTERSEC OF N LN OF CHERRY ST WITH E LN OF WAUKAZOO AVE, TH N 195', W 16', N 69' TO A PT 16' W & 264' N OF
Legal Range05W
Legal Township34N
Legal Section05
Legal SubdivisionANTHONY MCMAHANS ADDITION
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group2
Census Block2021
Census Tract970700

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address537 CHERRY ST, PETOSKEY, MI 49770-3103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK
Nov 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NATIONAL BANK
Aug 13, 2020Deed, Transfer · VA Mortgage
MAGNOLIA BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2020 · Amount on Record
Deed SaleAug 13, 2020 · Amount on Record
Prior SaleApr 25, 2006 · Amount on Record
Deed Document Number20205176952
Deed Book / Page1224 / 6
Prior Transfer DateNov 27, 2007
Prior Transfer Doc001097/363
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address537 CHERRY ST, PETOSKEY, MI 49770-3103
Transaction TypeMortgage
Record UpdatedOct 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address537 CHERRY ST, PETOSKEY, MI 49770-3103

Mortgage

Document Number0000001255/0000000299
DateOct 9, 2023
Book Page0000001255/0000000299
Instrument5208289
Lender
NameFIFTH THIRD BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address537 CHERRY ST, PETOSKEY, MI 49770-3103
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address537 CHERRY ST, PETOSKEY, MI 49770-3103

Mortgage

Document Number0000001217/0000000271
DateNov 27, 2019
Book Page0000001217/0000000271
Instrument5170191
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionEMMET MI
Recording DateAug 13, 2020
Property Address537 CHERRY ST, PETOSKEY, MI 49770-3103
Document Number00001224/6
Book / Page1224 / 6
Instrument DateAug 7, 2020
Instrument5176952
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 CONSTITUTION ST, CANTON, MI 48188

Mortgage

Document Number0000001224/0000000016
DateAug 14, 2020
Book Page0000001224/0000000016
Instrument5176962
Lender
NameMAGNOLIA BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$436,800 (+11.83%) Land $436,800$873,600 (+11.83%) Land $873,600
2025$390,600 (+36.91%) Land $390,600$781,200 (+36.91%) Land $781,200
2024$9,294.00
2023$285,300 Land $285,300$570,600 Land $570,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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