Emmet County property record for 524 Cherry St, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 9,028 sqft (0.207 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $394,000 (2025) |
| Tax Bill | $5,704.00 (2024) |
| Primary APN | 52-19-05-303-003 |
|---|
| Lot Area | 9,028 sqft (0.207 acres) |
|---|
| Street Address | 524 CHERRY ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3104 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ANTHONY MCMAHON'S ADDITION THE W 67 1/2' OF LOTS 1, 2 & 3 BLK 1. SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | ANTHONY MCMAHANS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1-3 |
| Jurisdiction | EMMET MI |
| Minor Civil Division | PETOSKEY |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 970700 |
Source: Emmet County records · APN 52-19-05-303-003
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 231, PETOSKEY, MI 49770-0231 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 03, 2025 | Warranty Deed, Transfer |
| Nov 23, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MBANK |
| Jun 16, 2020 | Quit Claim Deed, Transfer Quitclaim Document |
| Feb 23, 2017 | Intrafamily Transfer, Transfer LOANDEPOT.COM LLC |
| Apr 19, 2011 | Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage USDA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 03, 2025 · Amount on Record |
| Deed Sale | Oct 03, 2025 · Amount on Record |
| Prior Sale | Nov 23, 2021 |
| Deed Doc Number | 20255223387 |
| Deed Book / Page | 1270 / 356 |
| Prior Transfer Date | Feb 04, 2017 |
| Prior Transfer Doc | 1192/0477 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 03, 2025 |
| Property Address | 524 CHERRY ST, PETOSKEY, MI 49770-3104 |
| Document Number | 001270/356 |
| Book / Page | 1270 / 356 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 5223387 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $33.89 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 231, PETOSKEY, MI 49770-0231 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Nov 23, 2021 |
| Property Address | 524 CHERRY ST, PETOSKEY, MI 49770-3104 |
| Document Number | 1239/319 |
| Book / Page | 1239 / 319 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 5192280 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 524 CHERRY ST, PETOSKEY, MI 49770-3104 |
| Document Number | 5192281 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 5192281 |
| Name | MORTGAGE RESEARCH CENTER |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 524 CHERRY ST, PETOSKEY, MI 49770-3104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 524 CHERRY ST, PETOSKEY, MI 49770-3104 |
| Document Number | 0000001222/0000000231 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 0000001222/0000000231 |
| Name | MBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jun 16, 2020 |
| Property Address | 524 CHERRY ST, PETOSKEY, MI 49770-3104 |
| Document Number | 1222/230 |
| Book / Page | 1222 / 230 |
| Instrument Date | May 08, 2020 |
| Instrument | 5175172 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 524 CHERRY ST, PETOSKEY, MI 49770-3104 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Feb 23, 2017 |
| Property Address | 524 CHERRY ST, PETOSKEY, MI 49770-3104 |
| Document Number | 1192/0477 |
| Book / Page | 1192 / 0477 |
| Instrument Date | Feb 04, 2017 |
| Instrument | 5145355 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 524 CHERRY ST, 524, PETOSKEY, MI 49770-3104 |
| Name | Verified Name |
|---|---|
| Address | 524 CHERRY ST, PETOSKEY, MI 49770-3104 |
| Document Number | 1192/0478 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 1192/0478 |
| Instrument | 5145356 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Apr 19, 2011 |
| Property Address | 524 CHERRY ST, PETOSKEY, MI 49770-3104 |
| Document Number | 1133/387 |
| Book / Page | 1133 / 387 |
| Instrument Date | Apr 15, 2011 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 001133/388 |
|---|---|
| Date | Apr 19, 2011 |
| Book Page | 1133/388 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | PO BOX 66889, SAINT LOUIS, MO 63166 |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 395 Months |
| Due | Mar 15, 2044 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,600 (+9.77%) Land $233,600 | $467,200 (+9.77%) Land $467,200 | |
| 2025 | $212,800 (+34.26%) Land $212,800 | $425,600 (+34.26%) Land $425,600 | |
| 2024 | $5,704.00 | ||
| 2023 | $158,500 Land $158,500 | $317,000 Land $317,000 |
524 Cherry St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Emmet County (26047C), updated May 31, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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