Emmet County property record for 505 Cherry St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.366 acres (15,946 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,309 (2024) |
| Deeds & Mortgages | Jul 2026 Transfer Jul 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-300-070 |
| Primary APN | 52-19-05-300-070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,159 sqft Living Area |
| 1st Floor Area | 1,466 sqft |
| Basement Area | 1,044 sqft |
| Unfinished Basement | 1,044 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 15,946 sqft (0.366 acres) |
|---|---|
| Garage Area | 598 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 505 CHERRY ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-2 |
| Legal Description | COM 686' E & 662' S OF NW COR OF NW 1/4 OF SW 1/4, TH S 130', E 120', N 130', W TO BEG. SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 970700 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2949 SPRING CT, OAKLAND, MI 48363-2157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 10, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jul 10, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Oct 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEB |
| Oct 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2024 |
| Deed Sale | May 29, 2024 |
| Prior Sale | Sep 27, 2002 |
| Deed Document Number | 20245212886 |
| Deed Book / Page | 1259 / 872 |
| Last Transfer Date | Jul 1, 2026 |
| Transfer Doc | 0005229385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jul 10, 2026 |
| Property Address | 505 CHERRY ST, PETOSKEY, MI 49770-3103 |
| Document Number | 0005229385 |
| Book / Page | 1276 / 337 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 20265229385 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2949 SPRING CT, OAKLAND, MI 48363-2157 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jul 10, 2026 |
| Property Address | 505 CHERRY ST, PETOSKEY, MI 49770-3103 |
| Document Number | 0005229385 |
| Book / Page | 1276 / 337 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20265229385 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2949 SPRING CT, OAKLAND, MI 48363-2157 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 505 CHERRY ST, PETOSKEY, MI 49770-3103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3172 PARKER DR, ROYAL OAK, MI 48073-6915 |
| Document Number | 0000001270/0000000393 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 0000001270/0000000393 |
| Instrument | 5223424 |
| Name | CITIZENS NATIONAL BANK OF CHEB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 505 CHERRY ST, PETOSKEY, MI 49770-3103 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3172 PARKER DR, ROYAL OAK, MI 48073-6915 |
| Document Number | 0000001270/0000000393 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 0000001270/0000000393 |
| Instrument | 5223424 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2045 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $459,000 (+98.36%) Land $459,000 | $918,000 (+98.36%) Land $918,000 | |
| 2024 | $4,309.00 | ||
| 2023 | $231,400 Land $231,400 | $462,800 Land $462,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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