534 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 534 Cambridge Ave, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,089 sqft · built 1950
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$85,500 (Feb 2020)
Tax Bill$1,897 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-25-006-102-010

Property Details

APN / Parcel Number

Primary APN06-25-006-102-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,089 sqft Living Area

Exterior

Year BuiltBuilt 1950
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,227 sqft (0.119 acres)
Lot Dimensions130 ft deep x 40 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address534 CAMBRIDGE AVE
CityELYRIA
StateOH
Zip44035-6470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description40 X 130
Legal SubdivisionEAST BROAD STREET HEIGHTS ALLO
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group2
Census Block2010
Census Tract71201

Owner

Source: Lorain County records · APN 06-25-006-102-010

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address534 CAMBRIDGE AVE, ELYRIA, OH 44035-6470
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Feb 07, 2020Warranty Deed, Transfer · Conventional Mortgage
TCF NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 07, 2020 · Amount on Record
Deed SaleFeb 07, 2020 · Amount on Record
Prior SaleJan 05, 2016 · Amount on Record
Deed Document Number2020000652
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address534 CAMBRIDGE AVE, ELYRIA, OH 44035-6470
Transaction TypeMortgage
Record UpdatedOct 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address534 CAMBRIDGE AVE, ELYRIA, OH 44035-6470

Mortgage

Document Number0000933141
DateOct 19, 2023
Instrument2023-0933141
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 09, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateFeb 07, 2020
Property Address534 CAMBRIDGE AVE, ELYRIA, OH 44035-6470
Document Number0000748550
Instrument DateFeb 06, 2020
Instrument748550
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$342.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address534 CAMBRIDGE AVE ELYRIA OH 440356470, ELYRIA, OH 44035-6470

Mortgage

Document Number748551
DateFeb 07, 2020
Instrument748551
Lender
NameTCF NAT'L BK
TypeBank
AddressSIOUX FALLS, SD 57108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 06, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,897.00$40,290 (%) Land $7,520 Building $32,770$115,120 (-) Land $21,480 Building $93,640
2024$1,897.00 (+39.69%)$40,292 (+61.7%) Land $7,518 Building $32,774$115,120 (+61.71%) Land $21,480 Building $93,640
2023$1,358.00 (+0.37%)$24,917 (-0.01%) Land $6,076 Building $18,841$71,190 (-) Land $17,360 Building $53,830
2022$1,353.00$24,920 Land $6,080 Building $18,840
2021$71,190 Land $17,360 Building $53,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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