513 Bird St, Elgin, IL 60123 Property Records

Kane County property record for 513 Bird St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 1908
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (May 2015)
Tax Bill	$6,272 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-380-012`

Property Details

APN / Parcel Number

Primary APN	`06-11-380-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
Gross Area	2,730 sqft
Basement Area	910 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Construction Type	Frame
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	100 ft deep x 85 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	513 BIRD ST
City	ELGIN
State	IL
Zip	60123-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEARS ADDN LOT 2 & SOUTH 47 FT OF LOT 3
Legal Subdivision	SEARS ADDN
Legal Block	3
Legal Lot Number	2,3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3032
Census Tract	854600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	513 BIRD ST, ELGIN, IL 60123-2824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2015 · Amount on Record
Deed Sale	May 12, 2015 · Amount on Record
Prior Sale	May 19, 2014 · Amount on Record
Deed Document Number	201524496
Last Transfer Date	Mar 2, 2021
Transfer Doc	0000043253
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 7, 2021
Property Address	513 BIRD ST, ELGIN, IL 60123-2824
Document Number	0000043253
Instrument Date	Jun 7, 2021
Instrument	2021K043253
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	513 BIRD STSL, 513, ELGIN, IL 60123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 BIRD ST # SL, SL, ELGIN, IL 60123-2824

Mortgage

Document Number	0000043254
Date	Jun 7, 2021
Instrument	2021K043254

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,272.00 (+15.85%) Homeowner's exemption	$90,212 (+8.57%) Land $18,423 Building $71,789	$270,744 (+8.57%) Land $55,291 Building $215,453
2024		$83,091 (+21.39%) Land $16,969 Building $66,122	$249,373 (+21.44%) Land $50,927 Building $198,445
2022	$5,414.00 (+4.66%) Homeowner's exemption	$68,447 (+6.96%) Land $13,978 Building $54,469	$205,341 (+6.96%) Land $41,934 Building $163,407
2021	$5,173.00 Homeowner's exemption	$63,993 Land $13,068 Building $50,925	$191,979 Land $39,204 Building $152,775

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Bird St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures