5366 Rio Plata Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5366 Rio Plata Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,944 sqft · built 1987
Lot Size	0.152 acres (6,615 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Jan 2016)
Tax Bill	$6,048 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158-450-78-00`

Property Details

APN / Parcel Number

Primary APN	`158-450-78-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,944 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Lot Area	6,615 sqft (0.152 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5366 RIO PLATA DR
City	OCEANSIDE
State	CA
Zip	92057-6328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-SP
Legal Description	LOT 78 TR 011225
Legal Subdivision	MISSION SANTA FE
Legal Tract	011225
Legal Block	1
Legal Lot Number	78
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	18525

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5366 RIO PLATA DR, OCEANSIDE, CA 92057-6328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2016 · Amount on Record
Deed Sale	Jan 6, 2016 · Amount on Record
Prior Sale	Apr 15, 1998 · Amount on Record
Deed Document Number	20166096
Prior Transfer Date	Apr 29, 2004
Prior Transfer Doc	0000410048
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5366 RIO PLATA DR, OCEANSIDE, CA 92057-6328
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5366 RIO PLATA DR, OCEANSIDE, CA 92057-6328

Mortgage

Document Number	0000812485
Date	Nov 29, 2021
Instrument	2021-0812485

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,241 (+2%) Land $185,367 Building $339,874
2025	$6,048.00 (+8.37%)	$514,943 (+4.04%) Land $181,733 Building $333,210
2023	$5,581.00 (+0.25%)	$494,949 Land $174,677 Building $320,272
2022	$5,567.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20