5358 Rio Plata Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5358 Rio Plata Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,753 sqft · built 1987
Lot Size0.144 acres (6,294 sqft)
OwnerCompany Name on Record
Tax Bill$7,271 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2019 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN158-450-76-00

Property Details

APN / Parcel Number

Primary APN158-450-76-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,753 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area6,294 sqft (0.144 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5358 RIO PLATA DR
CityOCEANSIDE
StateCA
Zip92057-6328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B-SP
Legal DescriptionLOT 76 TR 011225
Legal SubdivisionMISSION SANTA FE
Legal Tract011225
Legal Block1
Legal Lot Number76
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1005
Census Tract18525

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5358 RIO PLATA DR, OCEANSIDE, CA 92057-6328
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2020Deed of Trust, Mortgage · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Dec 18, 2019Quit Claim Deed, Transfer
NORTH AMERICAN TITLE
Dec 16, 2019Intrafamily Transfer, Transfer
NORTH AMERICAN TITLE CO INC
Dec 16, 2019Intrafamily Transfer, Transfer · VA Mortgage
VISION ONE MORTGAGE INC
Jul 12, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 28, 2019Grant Deed, Transfer · VA Mortgage
VISION ONE MORTGAGE INC
Nov 17, 2017Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2019
Deed SaleDec 16, 2019
Prior SaleMar 28, 2019 · Amount on Record
Deed Document Number2019587428
Prior Transfer DateDec 11, 2019
Prior Transfer Doc0000587428
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5358 RIO PLATA DR, OCEANSIDE, CA 92057-6328
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5358 RIO PLATA DR, OCEANSIDE, CA 92057-6328

Mortgage

Document Number0000544039
DateSep 16, 2020
Instrument2020-0544039
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateDec 18, 2019
Property Address5358 RIO PLATA DR, OCEANSIDE, CA 92057-6328
Document Number0000592271
Instrument DateDec 11, 2019
Instrument592271
Transaction TypeTransfer
Record UpdatedDec 31, 2019
Title CompanyNORTH AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5358 RIO PLATA DR OCEANSIDE CA 920576328, OCEANSIDE, CA 92057-6328

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 16, 2019
Property Address5358 RIO PLATA DR, OCEANSIDE, CA 92057-6328
Document Number0000587427
Map ReferenceMAP 11225
Instrument DateDec 11, 2019
Instrument2019-0587427
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5358 RIO PLATA DR, OCEANSIDE, CA 92057-6328

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 16, 2019
Property Address5358 RIO PLATA DR, OCEANSIDE, CA 92057-6328
Document Number0000587428
Map ReferenceMAP 11225
Instrument DateDec 11, 2019
Instrument2019-0587428
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5358 RIO PLATA DR, OCEANSIDE, CA 92057-6328

Mortgage

Document Number0000587429
DateDec 16, 2019
Instrument2019-0587429
Lender
NameVISION ONE MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 12, 2019
Property Address5358 RIO PLATA DR, OCEANSIDE, CA 92057-6328
Document Number0000280163
Instrument DateJun 27, 2019
Instrument280163
Transaction TypeTransfer
Record UpdatedJul 22, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5358 RIO PLATA DR OCEANSIDE CA 920576328, OCEANSIDE, CA 92057-6328

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 28, 2019
Property Address5358 RIO PLATA DR, OCEANSIDE, CA 92057-6328
Document Number0000110994
Map ReferenceMAP 11225
Instrument DateMar 7, 2019
Instrument2019-0110994
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5358 RIO PLATA DR, OCEANSIDE, CA 92057-6328

Mortgage

Document Number0000110995
DateMar 28, 2019
Instrument2019-0110995
Lender
NameVISION ONE MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5358 RIO PLATA DR, OCEANSIDE, CA 92057-6328
Document Number0000545381
Instrument DateNov 17, 2017
Transaction TypeMortgage
Record UpdatedNov 29, 2017
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5358 RIO PLATA DR OCEANSIDE CA 920576328, OCEANSIDE, CA 92057-6328

Mortgage

Document Number0000545381
DateNov 22, 2017
Instrument545381
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 21, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$642,866 (+2%) Land $335,410 Building $307,456
2025$7,271.00 (+8.46%) Homeowner's exemption$630,262 (+4.04%) Land $328,834 Building $301,428
2023$6,704.00 (+0.27%) Homeowner's exemption$605,790 Land $316,066 Building $289,724
2022$6,686.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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