San Diego County property record for 5359 Rio Plata Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,753 sqft · built 1987 |
| Lot Size | 0.142 acres (6,169 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $532,500 (Oct 2018) |
| Tax Bill | $6,843 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 158-450-58-00 |
| Primary APN | 158-450-58-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,753 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 6,169 sqft (0.142 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5359 RIO PLATA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-SP |
| Legal Description | LOT 58 TR 011225 |
| Legal Subdivision | MISSION SANTA FE |
| Legal Tract | 011225 |
| Legal Block | 1 |
| Legal Lot Number | 58 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 18525 |
5359 Rio Plata Dr is owned and occupied by two individuals who bought it in October 2018.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5359 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NMSI INC |
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 19, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Oct 12, 2018 | Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| May 25, 2018 | Intrafamily Transfer, Transfer |
| May 14, 2018 | Deed of Trust, Mortgage · Line of Credit WFB NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2018 · Amount on File |
| Deed Sale | Oct 12, 2018 · Amount on File |
| Prior Sale | Aug 1, 1997 · Amount on File |
| Deed Document Number | 2018423942 |
| Prior Transfer Date | May 23, 2018 |
| Prior Transfer Doc | 0000212781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5359 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 5359 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Document Number | 0000835266 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 2021-0835266 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Address | ROWLAND HEIGHTS, CA 91748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5359 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 5359 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Document Number | 0000679460 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 2020-0679460 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5359 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Document Number | 0000091029 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5359 RIO PLATA DR OCEANSIDE CA 920576327, OCEANSIDE, CA 92057-6327 |
| Document Number | 0000091029 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 91029 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 12, 2018 |
| Property Address | 5359 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Document Number | 0000423942 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 423942 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | TICOR TITLE-SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.75 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5359 RIO PLATA DR OCEANSIDE CA 920576327, OCEANSIDE, CA 92057-6327 |
| Document Number | 423943 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 423943 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 11, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 25, 2018 |
| Property Address | 5359 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Document Number | 0000212781 |
| Map Reference | MAP 11225 |
| Instrument Date | May 23, 2018 |
| Instrument | 2018-0212781 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5359 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5359 RIO PLATA DR, OCEANSIDE, CA 92057-6327 |
| Document Number | 0000205966 |
| Instrument Date | May 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5359 RIO PLATA DR OCEANSIDE CA 920576327, OCEANSIDE, CA 92057-6327 |
| Document Number | 0000205966 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 205966 |
| Name | WFB NA |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5359 Rio Plata Dr was $6,843 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $605,658 (+2%) Land $186,344 Building $419,314 | |
| 2025 | $6,843.00 Homeowner's exemption | $593,784 Land $182,691 Building $411,093 |
| 2023 | $6,309.00 (+0.27%) Homeowner's exemption | $570,729 Land $175,598 Building $395,131 |
| 2022 | $6,292.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5359 Rio Plata Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5359 Rio Plata Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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