53601 Timberline Way, Charlo, MT 59824 Property Records

Lake County property record for 53601 Timberline Way, Charlo, MT 59824

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,051 sqft · built 1979
Lot Size	33.1 acres (1,442,272 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,663 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1515155`

Property Details

APN / Parcel Number

Primary APN	`R1515155`
Alternative APNs	`15-2869-06-1-03-08-0000` `0000012860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,051 sqft Living Area
1st Floor Area	1,323 sqft
Attic	Attic
Attic Area	728 sqft
Basement Area	952 sqft
Finished Basement	952 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	1,442,272 sqft (33.1 acres)
Garage Type	Detached
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces
Deck Area	1,182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0000012860
Street Address	53601 TIMBERLINE WAY
City	CHARLO
State	MT
Zip	59824-9756
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S06, T19 N, R19 W, C.O.S. 7059, PARCEL TR B2, ACRES 33.11
Legal Range	19W
Legal Township	19N
Legal Section	06
Legal Subdivision	CERTIFICATE OF SURVEY NO 7059
Legal Tract	B2
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	4
Census Block	4007
Census Tract	940600

Owner

53601 Timberline Way, a rural home, is owned by two individuals who acquired it in December 2023.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8701 WOODLAND RD, LONGMONT, CO 80503-9226
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Warranty Deed, Transfer · Line of Credit WATERMAN BANK
Apr 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 21, 2020	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2023
Deed Sale	Dec 11, 2023
Prior Sale	Jul 21, 2020 · Amount on File
Deed Document Number	2023608656
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Dec 11, 2023
Property Address	53601 TIMBERLINE WAY, CHARLO, MT 59824-9756
Document Number	0000608656
Instrument Date	Dec 8, 2023
Instrument	608656
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53601 TIMBERLINE WAY, CHARLO, MT 59824-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28526 DEER PARK LN, POLSON, MT 59860-8280

Mortgage

Document Number	0000608657
Date	Dec 11, 2023
Instrument	608657

Lender

Name	WATERMAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 11, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	53601 TIMBERLINE WAY, CHARLO, MT 59824-9756
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	561458
Date	Apr 11, 2018
Instrument	561458

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2028

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jul 21, 2020
Property Address	53601 TIMBERLINE WAY, CHARLO, MT 59824-9756
Document Number	578877
Instrument Date	Jul 21, 2020
Instrument	578877
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3993 N 750 E, PROVO, UT 84604-4773

Mortgage

Document Number	578878
Date	Jul 21, 2020
Instrument	578878

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 53601 Timberline Way was $5,663, up 80.1% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Unified School District	St. Ignatius K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,663.00 (+80.12%)	$615,634 (-)
2025	$3,144.00	$615,634	$615,634 Land $107,654 Building $507,980
2023	$3,396.00	$421,809	$421,809 Land $36,569 Building $385,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53601 Timberline Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 53601 Timberline Way is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Blackfoot Telephone Cooperative DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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