53371 Timberline Way, Charlo, MT 59824 Property Records

Lake County property record for 53371 Timberline Way, Charlo, MT 59824

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,292 sqft · built 1994
Lot Size	5.05 acres (219,978 sqft)
Owner	2 Individual Names on File
Last Sale	$846,877 (Dec 2025)
Tax Bill	$2,222 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Jan 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R1520385`

Property Details

APN / Parcel Number

Primary APN	`R1520385`
Alternative APNs	`15-2869-06-1-03-10-0000` `0000017146`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	219,978 sqft (5.05 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	49 sqft
Deck Area	460 sqft
Shed	1 Shed
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000017146
Street Address	53371 TIMBERLINE WAY
City	CHARLO
State	MT
Zip	59824-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S06, T19 N, R19 W, ACRES 5.05, SP-8 TR 2
Legal Range	19W
Legal Township	19N
Legal Section	06
Legal Tract	2
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	4
Census Block	4009
Census Tract	940600

Owner

53371 Timberline Way is owned by two individuals who bought it in December 2025.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	575 MISSION VIEW DR, POLSON, MT 59860-4139
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Jan 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Dec 16, 2025	Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Mar 23, 2022	Warranty Deed, Transfer · Line of Credit EAGLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Sep 21, 2023
Deed Document Number	2025636092
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	53371 TIMBERLINE WAY, CHARLO, MT 59824-9758
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000602151
Date	Nov 14, 2022
Instrument	602151

Lender

Name	EAGLE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	Prime Rate
Max Rate	9.5%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	53371 TIMBERLINE WAY, CHARLO, MT 59824-9758
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53371 TIMBERLINE WAY, CHARLO, MT 59824-9758

Mortgage

Document Number	0000615035
Date	Jan 21, 2025
Instrument	615035

Lender

Name	EAGLE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

Interest

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Dec 16, 2025
Property Address	53371 TIMBERLINE WAY, CHARLO, MT 59824-9758
Document Number	0000636092
Instrument Date	Dec 15, 2025
Instrument	636092
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CAPE COUNTY ABSTRACT AND TITLE COMPANY, LAKE CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53371 TIMBERLINE WAY, CHARLO, MT 59824-9758

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	575 MISSION VIEW DR, POLSON, MT 59860-4139

Mortgage

Document Number	0000636093
Date	Dec 16, 2025
Instrument	636093

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Mar 23, 2022
Property Address	53371 TIMBERLINE WAY, CHARLO, MT 59824-9758
Document Number	0000596998
Instrument Date	Mar 14, 2022
Instrument	596998
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1325 PORTALES PL, LAS CRUCES, NM 88007-8973

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	33742 EMORY RD, RONAN, MT 59864-9021

Mortgage

Document Number	0000596999
Date	Mar 23, 2022
Instrument	596999

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 23, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 53371 Timberline Way was $2,222, down 15.6% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Ronan Elementary School District (PK - 08)
Secondary School District	Ronan High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,222.00 (-15.61%)	$528,200 (-)
2025	$2,633.00	$528,200	$528,200 Land $136,790 Building $391,410
2023	$2,971.00	$381,300	$381,300 Land $72,465 Building $308,835

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 53371 Timberline Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 53371 Timberline Way is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Blackfoot Telephone Cooperative DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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