53155 Timberline Way, Charlo, MT 59824 Property Records

Lake County property record for 53155 Timberline Way, Charlo, MT 59824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,315 sqft · built 1996
Lot Size	12.5 acres (548,420 sqft)
Owner	2 Individual Names on File
Last Sale	$341,300 (Aug 2019)
Tax Bill	$5,371 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Feb 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1520368`

Property Details

APN / Parcel Number

Primary APN	`R1520368`
Alternative APNs	`15-2869-06-1-03-01-0000` `0000017135`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,315 sqft Living Area
1st Floor Area	2,315 sqft
Basement Area	1,020 sqft
Finished Basement	1,020 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	548,420 sqft (12.5 acres)
Garage Area	1,156 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,267 sqft
Deck Area	684 sqft
Shed	1 Shed
Shed Area	960 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000017135
Street Address	53155 TIMBERLINE WAY
City	CHARLO
State	MT
Zip	59824-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHEFFS SUBDIVISION, S06, T19 N, R19 W, ACRES 12.59, TRACT B
Legal Range	19W
Legal Township	19N
Legal Section	06
Legal Subdivision	CHEFFS SUBDIVISION
Legal Tract	B
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	4
Census Block	4009
Census Tract	940600

Owner

53155 Timberline Way is owned and occupied by two individuals who bought it in August 2019.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53155 TIMBERLINE WAY, CHARLO, MT 59824-9760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 16, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Aug 5, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on File
Deed Sale	Aug 5, 2019 · Amount on File
Deed Document Number	2019570771
Prior Transfer Date	Jul 25, 2019
Prior Transfer Doc	0000570771
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	53155 TIMBERLINE WAY, CHARLO, MT 59824-9760
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000561121
Date	Mar 20, 2018
Instrument	561121

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2033

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	53155 TIMBERLINE WAY, CHARLO, MT 59824-9760
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000585651
Date	Feb 16, 2021
Instrument	585651

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	936 Months
Due	Feb 16, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.32%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Aug 5, 2019
Property Address	53155 TIMBERLINE WAY, CHARLO, MT 59824-9760
Document Number	0000570771
Instrument Date	Jul 25, 2019
Instrument	570771
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53155 TIMBERLINE WAY, CHARLO, MT 59824-9760

Mortgage

Document Number	0000570772
Date	Aug 5, 2019
Instrument	570772

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 53155 Timberline Way was $5,371, down 11.1% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Ronan Elementary School District (PK - 08)
Secondary School District	Ronan High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,371.00 (-11.11%)	$1,095,282 (-)
2025	$6,042.00	$1,095,282	$1,095,282 Land $210,682 Building $884,600
2023	$6,507.00	$873,077	$873,077 Land $142,587 Building $730,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53155 Timberline Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 53155 Timberline Way is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Blackfoot Telephone Cooperative DSL	40 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

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