532 E Kesley Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 532 E Kesley Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,162 sqft · built 2022
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$1,079,500 (May 2022)
Tax Bill	$12,075 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249014-0790`

Property Details

APN / Parcel Number

Primary APN	`249014-0790`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	4,162 sqft Living Area
Gross Area	4,935 sqft
1st Floor Area	2,364 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	773 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	532 E KESLEY LN
City	SAINT JOHNS
State	FL
Zip	32259-6293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/74-87 PLANTATION ESTATES AT JULINGTON CREEK PLANTATION PARCEL 82 PHASE 2 LOT 79 OR5559/1211
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	PLANTATION ESTATES AT JULINGTON CREEK PL
Legal Phase	2
Legal Block	2
Legal Lot Number	79
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

532 E Kesley Ln is owned and occupied by two individuals who bought it in May 2022.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	532 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
May 16, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 30, 2020	Loan Modification, Mortgage · Line of Credit FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Deed Document Number	202249862
Deed Book / Page	5559 / 1211
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	532 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 E KESLEY LN, SAINT JOHNS, FL 32259-6293

Mortgage

Document Number	0058080183
Date	Aug 11, 2023
Book Page	5808/183
Instrument	2023063296

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 16, 2022
Property Address	532 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Document Number	0055591211
Book / Page	5559 / 1211
Map Reference	MB 54 PG 74-87
Instrument Date	May 11, 2022
Instrument	2022049862
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,556.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2379 BEVILLE RD, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 E KESLEY LN, SAINT JOHNS, FL 32259-6293

Mortgage

Document Number	0055591212
Date	May 16, 2022
Instrument	5559/1212

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	532 E KESLEY LN, SAINT JOHNS, FL 32259-6293
Document Number	0050631694
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2379 BEVILLE RD DAYTONA BEACH FL 321198720, DAYTONA BEACH, FL 32119-8720

Mortgage

Document Number	0050631694
Date	Oct 6, 2020
Book Page	005063/001694
Instrument	87908

Lender

Name	FIFTH THIRD BK NA
Address	3344 PEACHTREE RD NE # 800, ATLANTA, GA 30326-4807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Oct 5, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 532 E Kesley Ln was $12,075 with a homeowner's exemption, up 11.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$842,467 (+2.7%)	$848,960 (-0.72%) Land $210,000 Building $638,960
2025	$12,075.00 (+11.09%) Homeowner's exemption	$820,318 (+2.9%)	$855,147 (+7.27%) Land $210,000 Building $645,147
2024	$10,870.00 (+4.17%) Homeowner's exemption	$797,199 (+2.27%)	$797,199 (+1.41%) Land $205,000 Building $592,199
2023	$10,435.00 (+263.46%) Homeowner's exemption	$779,472 (+363.97%)	$786,107 (+367.92%) Land $205,000 Building $581,107
2022	$2,871.00	$168,000	$168,000 Land $168,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 532 E Kesley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 E Kesley Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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