536 Crestmonte Dr, Howard, OH 43028 Property Records

Knox County property record for 536 Crestmonte Dr, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,524 sqft · built 2017
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Jul 2024)
Tax Bill	$4,138 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Aug 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-00442.000`

Property Details

APN / Parcel Number

Primary APN	`07-00442.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft
Basement Area	1,524 sqft
Finished Basement	500 sqft
Unfinished Basement	1,024 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	177 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	536 CRESTMONTE DR
City	HOWARD
State	OH
Zip	43028-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH RIDGE HEIGHTS LOT #442
Legal Subdivision	NORTH RIDGE HEIGHTS RECORDED
Legal Lot Number	442
Jurisdiction	KNOX OH
Township / Civil Division	BROWN
Census Block Group	3
Census Block	3001
Census Tract	6801

Owner

Source: Knox County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	536 CRESTMONTE DR, HOWARD, OH 43028-9441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2024	Warranty Deed, Transfer · Conventional Mortgage FIDELITY FSB
Aug 23, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC
Oct 8, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Feb 20, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 7, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST KNOX NAT'L BK
Mar 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2024 · Amount on Record
Deed Sale	Jul 9, 2024 · Amount on Record
Prior Sale	Aug 2, 2004
Deed Document Number	20244523
Deed Book / Page	2028 / 257
Prior Transfer Date	Jul 28, 2022
Prior Transfer Doc	0000007138
Record Updated	Sep 20, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Jul 9, 2024
Property Address	536 CRESTMONTE DR, HOWARD, OH 43028-9441
Document Number	0000004523
Book / Page	2028 / 257
Instrument Date	May 24, 2024
Instrument	202400004523
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 S SANDUSKY ST, DELAWARE, OH 43015-2638

Mortgage

Document Number	0000004524
Date	Jul 9, 2024
Instrument	202400004524

Lender

Name	FIDELITY FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2054

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KNOX OH
Recording Date	Aug 23, 2022
Property Address	536 CRESTMONTE DR, HOWARD, OH 43028-9441
Document Number	0000007138
Book / Page	1939 / 980
Instrument Date	Jul 28, 2022
Instrument	20220-00007138
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007139
Date	Aug 23, 2022
Instrument	20220-00007139

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	536 CRESTMONTE DR, HOWARD, OH 43028-9441
Document Number	0017460001
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	536 CRESTMONTE DR HOWARD OH 430289441, HOWARD, OH 43028-9441

Mortgage

Document Number	0017460001
Date	Oct 18, 2019
Book Page	001746/000001
Instrument	7886

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Feb 20, 2018
Property Address	536 CRESTMONTE DR, HOWARD, OH 43028-9441
Document Number	0016560908
Book / Page	001656 / 000908
Instrument Date	Feb 16, 2018
Instrument	1228
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	536 CRESTMONTE DR HOWARD OH 43028, HOWARD, OH 43028

Mortgage

Document Number	16560910
Date	Feb 20, 2018
Book Page	001656/000910
Instrument	1229

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2048

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KNOX OH
Recording Date	Apr 7, 2017
Property Address	536 CRESTMONTE DR, HOWARD, OH 43028-9441
Document Number	0016120271
Book / Page	001612 / 000271
Instrument Date	Apr 7, 2017
Instrument	2650
Transaction Type	Construction Loan
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17248 APPLE VALLEY RD HOWARD OH 430289232, HOWARD, OH 43028-9232

Mortgage

Document Number	16120271
Date	Apr 7, 2017
Book Page	001612/000271
Instrument	2650

Lender

Name	FIRST KNOX NAT'L BK
Type	Bank
Address	FREDERICKTOWN, OH 43019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 6, 2018

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Mar 10, 2017
Property Address	536 CRESTMONTE DR, HOWARD, OH 43028-9441
Document Number	0016080800
Book / Page	001608 / 000800
Instrument Date	Mar 8, 2017
Instrument	1973
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17248 APPLE VALLEY RD HOWARD OH 430289232, HOWARD, OH 43028-9232

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Brown Township
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$296,480 (-) Land $12,610 Building $283,870
2025	$4,138.00 (-8.87%)	$103,760 (-) Land $4,410 Building $99,350
2024	$4,541.00 (+1.57%)	$103,760 (-) Land $4,410 Building $99,350
2023	$4,471.00 (+23.37%)	$103,760 (+41.98%) Land $4,410 Building $99,350	$296,480 (+42%) Land $12,610 Building $283,870
2022	$3,624.00	$73,080 Land $3,110 Building $69,970
2020			$208,790 Land $8,880 Building $199,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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