520 Crestmonte Dr, Howard, OH 43028 Property Records

Knox County property record for 520 Crestmonte Dr, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,104 sqft · built 1997
Lot Size	0.381 acres (16,596 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-00446.000`

Property Details

APN / Parcel Number

Primary APN	`07-00446.000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,104 sqft Living Area
1st Floor Area	2,104 sqft
Basement Area	2,104 sqft
Finished Basement	580 sqft
Unfinished Basement	1,168 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Lot Area	16,596 sqft (0.381 acres)
Lot Dimensions	252 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Street Address	520 CRESTMONTE DR
City	HOWARD
State	OH
Zip	43028-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH RIDGE HEIGHTS LOT #446
Legal Subdivision	NORTH RIDGE HEIGHTS
Legal Lot Number	446
Jurisdiction	KNOX OH
Township / Civil Division	BROWN
Census Block Group	3
Census Block	3001
Census Tract	6801

Owner

Source: Knox County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 CRESTMONTE DR, HOWARD, OH 43028-9441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2025	Deed of Trust, Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Dec 23, 2019	Warranty Deed, Transfer · FHA Mortgage EQUITY RSRCS
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit PARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2004
Deed Sale	Aug 23, 2004
Prior Sale	Aug 23, 2004 · Amount on Record
Last Transfer Date	Dec 31, 2012
Transfer Doc	0013790121
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	520 CRESTMONTE DR, HOWARD, OH 43028-9441
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004355
Date	Jun 26, 2025
Book Page	2078/340
Instrument	202500004355

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Dec 23, 2019
Property Address	520 CRESTMONTE DR, HOWARD, OH 43028-9441
Document Number	0017550907
Book / Page	001755 / 000907
Instrument Date	Dec 19, 2019
Instrument	9714
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 CRESTMONTE DR HOWARD OH 430289441, HOWARD, OH 43028-9441

Mortgage

Document Number	17550909
Date	Dec 23, 2019
Book Page	001755/000909
Instrument	9715

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	520 CRESTMONTE DR, HOWARD, OH 43028-9441
Document Number	0016060726
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	520 CRESTMONTE DR HOWARD OH 430289441, HOWARD, OH 43028-9441

Mortgage

Document Number	0016060726
Date	Feb 24, 2017
Book Page	001606/000726
Instrument	1559

Lender

Name	PARK NAT'L BK
Type	Bank
Address	1 S MAIN ST, MOUNT VERNON, OH 43050-3223

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 23, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Brown Township
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$291,210 (-) Land $12,890 Building $278,320
2025	$4,376.00 (-1.91%)	$101,920 (-) Land $4,510 Building $97,410
2024	$4,461.00 (+1.57%)	$101,920 (-) Land $4,510 Building $97,410
2023	$4,392.00 (+23.37%)	$101,920 (+41.99%) Land $4,510 Building $97,410	$291,210 (+42%) Land $12,890 Building $278,320
2022	$3,560.00	$71,780 Land $3,180 Building $68,600
2020			$205,080 Land $9,080 Building $196,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Nearby Properties on Crestmonte Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures