Knox County property record for 540 Crestmonte Dr, Howard, OH 43028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,325 sqft · built 2018 |
| Lot Size | 0.238 acres (10,367 sqft) |
| Owner | Individual Name on File |
| Last Sale | $7,500 (Jun 2017) |
| Tax Bill | $7,265 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jan 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00441.000 |
| Primary APN | 07-00441.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,325 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Upper Floors Area | 1,470 sqft |
| Attic | Attic |
| Attic Area | 495 sqft |
| Basement Area | 1,360 sqft |
| Unfinished Basement | 1,230 sqft |
| Family Room | Family Room |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Lot Area | 10,367 sqft (0.238 acres) |
| Lot Dimensions | 160 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 1,272 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 414 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Street Address | 540 CRESTMONTE DR |
|---|---|
| City | HOWARD |
| State | OH |
| Zip | 43028-9441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH RIDGE HEIGHTS LOT #441 |
| Legal Subdivision | APPLE VALLEY |
| Legal Lot Number | 441 |
| Jurisdiction | KNOX OH |
| Township / Civil Division | BROWN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 6801 |
Source: Knox County records · APN 07-00441.000
Assessment roll updated April 10, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 CRESTMONTE DR, HOWARD, OH 43028-9441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Jan 26, 2019 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Jan 11, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 06, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2017 · Amount on Record |
| Deed Sale | Jun 06, 2017 · Amount on Record |
| Prior Sale | Jan 01, 1987 |
| Deed Document Number | 20174403 |
| Deed Book / Page | 1620 / 893 |
| Last Transfer Date | Jan 09, 2018 |
| Transfer Doc | 0000000266 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX OH |
| Property Address | 540 CRESTMONTE DR, HOWARD, OH 43028-9441 |
| Document Number | 0018150835 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 540 CRESTMONTE DR HOWARD OH 430289441, HOWARD, OH 43028-9441 |
| Document Number | 0018150835 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 001815/000835 |
| Instrument | 10091 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 12, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX OH |
| Property Address | 540 CRESTMONTE DR, HOWARD, OH 43028-9441 |
| Document Number | 0017080007 |
| Instrument Date | Jan 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 540 CRESTMONTE DR HOWARD OH 430289441, HOWARD, OH 43028-9441 |
| Document Number | 0017080007 |
|---|---|
| Date | Feb 04, 2019 |
| Book Page | 001708/000007 |
| Instrument | 802 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 03, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KNOX OH |
| Recording Date | Jan 11, 2018 |
| Property Address | 540 CRESTMONTE DR, HOWARD, OH 43028-9441 |
| Document Number | 0016520450 |
| Book / Page | 001652 / 000450 |
| Instrument Date | Jan 09, 2018 |
| Instrument | 266 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 495 GREEN ACRE CIR HOWARD OH 430289524, HOWARD, OH 43028-9524 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KNOX OH |
| Recording Date | Jun 06, 2017 |
| Property Address | 540 CRESTMONTE DR, HOWARD, OH 43028-9441 |
| Document Number | 0016200893 |
| Book / Page | 001620 / 000893 |
| Instrument Date | May 29, 2017 |
| Instrument | 4403 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $22.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 495 GREEN ACRE CIR HOWARD OH 430289524, HOWARD, OH 43028-9524 |
Source: Knox County records · Assessment roll updated April 10, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Knox County |
| County Subdivision | Brown Township |
| Unified School District | Mount Vernon City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473,920 (-) Land $11,570 Building $462,350 | ||
| 2025 | $7,265.00 (-1.64%) | $165,870 (-) Land $4,050 Building $161,820 | |
| 2024 | $7,386.00 (+1.29%) | $165,870 (-) Land $4,050 Building $161,820 | |
| 2023 | $7,292.00 (+23.61%) | $165,870 (+42%) Land $4,050 Building $161,820 | $473,920 (+42%) Land $11,570 Building $462,350 |
| 2022 | $5,899.00 | $116,810 Land $2,850 Building $113,960 | |
| 2020 | $333,750 Land $8,150 Building $325,600 |
Source: FEMA National Flood Hazard Layer, Knox County (39083C), updated July 7, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390830068013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jul 2000 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 113 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Mercury Broadband.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures