Lapeer County property record for 5358 Coldwater Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Dec 2006) |
| Tax Bill | $1,165 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jan 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-017-025-00 |
| Primary APN | 017-017-025-00 |
|---|
| Flooring | Carpet |
|---|
| Lot Area | 22,216 sqft (0.51 acres) |
|---|
| Street Address | 5358 COLDWATER RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-8024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 17 19 004 000 00 SEC 17 T8N R9E THE W 110 FT OF E 1293.63 FT OF N 200 FT OF S 250 FT OF SE 1/4 OF SW 1/4. |
| Legal Range | 09E |
| Legal Township | 08N |
| Legal Section | 17 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | OREGON |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 342100 |
5358 Coldwater Rd is owned and occupied by an individual who bought it in December 2006.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5358 COLDWATER RD, LAPEER, MI 48446-8024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BK |
| Jan 1, 2018 | Loan Modification, Mortgage · Conventional Mortgage INDEPENDENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2006 · Amount on File |
| Deed Sale | Dec 14, 2006 · Amount on File |
| Prior Sale | Sep 7, 2005 · Amount on File |
| Deed Document Number | 20061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5358 COLDWATER RD, LAPEER, MI 48446-8024 |
| Document Number | 0030550328 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2019 |
| Title Company | INDEPENDENT TITLE, INDEPENDENT TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 5358 COLDWATER RD LAPEER MI 484468024, LAPEER, MI 48446-8024 |
| Document Number | 0030550328 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 003055/000328 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 20, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 5358 COLDWATER RD, LAPEER, MI 48446-8024 |
| Document Number | 0029420394 |
| Instrument Date | Jan 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5358 COLDWATER RD LAPEER MI 484468024, LAPEER, MI 48446-8024 |
| Document Number | 0029420394 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 002942/000394 |
| Name | INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 23, 2058 |
| Rate | 6.62% |
|---|
The 2025 property tax bill for 5358 Coldwater Rd was $1,165 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Oregon Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,800 (-1.96%) | $199,600 (-1.96%) | |
| 2025 | $1,165.00 Homeowner's exemption | $101,800 | $203,600 |
| 2023 | $83,700 | $167,400 | |
| 2022 | $1,030.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5358 Coldwater Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5358 Coldwater Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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