Lapeer County property record for 5321 Coldwater Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $194,000 (Jul 2021) |
| Tax Bill | $1,919 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-610-004-00 |
| Primary APN | 017-610-004-00 |
|---|
| Flooring | Carpet |
|---|
| Lot Area | 20,000 sqft (0.459 acres) |
|---|---|
| Lot Dimensions | 199 ft deep x 100 ft wide |
| Street Address | 5321 COLDWATER RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-8020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING MEADOWS LOT 4. OREGON TOWNSHSIP; LAPEER COUNTY, MI 100 X 199.98 |
| Legal Subdivision | SPRING MEADOWS |
| Legal Lot Number | 4 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | OREGON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 342100 |
5321 Coldwater Rd is owned and occupied by two individuals who bought it in July 2021.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5321 COLDWATER RD, LAPEER, MI 48446-8020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on File |
| Deed Sale | Jul 9, 2021 · Amount on File |
| Prior Sale | Sep 21, 2015 · Amount on File |
| Deed Book / Page | 3218 / 815 |
| Prior Transfer Date | Jan 5, 2011 |
| Prior Transfer Doc | 0024820228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jul 9, 2021 |
| Property Address | 5321 COLDWATER RD, LAPEER, MI 48446-8020 |
| Document Number | 0032180815 |
| Book / Page | 3218 / 815 |
| Map Reference | LB 4 PG 23 |
| Instrument Date | Jul 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | CISLO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5321 COLDWATER RD, 5321, LAPEER, MI 48446-8020 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9970 HARBOR BEACH CT, IRA, MI 48023-1840 |
| Document Number | 0032210471 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 3221/471 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48075 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 5321 Coldwater Rd was $1,919 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Oregon Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,900 | $195,800 | |
| 2025 | $1,919.00 | ||
| 2023 | $88,700 | $177,400 | |
| 2022 | $1,685.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5321 Coldwater Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5321 Coldwater Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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